2102 Sterling Ct, Hampstead, MD 21074 Property Records

Carroll County property record for 2102 Sterling Ct, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,414 sqft · built 2018
Lot Size	0.695 acres (30,256 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Sep 2016)
Tax Bill	$5,501 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-043124`

Property Details

APN / Parcel Number

Primary APN	`08-043124`
Alternative APNs	`8043124` `043124`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,414 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,256 sqft (0.695 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	043124
Street Address	2102 STERLING CT
City	HAMPSTEAD
State	MD
Zip	21074-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 2 - 0.6946 AC 2102 STERLING CT 28-199 EVERYTHING NEEDFUL
Legal Subdivision	EVERYTHING NEEDFUL
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4025
Census Tract	508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2102 STERLING CT, HAMPSTEAD, MD 21074-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BANK
Jul 26, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2016 · Amount on Record
Deed Sale	Sep 21, 2016 · Amount on Record
Deed Book / Page	8453 / 263
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2102 STERLING CT, HAMPSTEAD, MD 21074-1314
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105700380
Date	Nov 24, 2021
Book Page	10570/380

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	174 Months
Due	May 1, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2102 STERLING CT, HAMPSTEAD, MD 21074-1314
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089760151
Date	Mar 29, 2018
Book Page	8976/0151

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	HAMPSTEAD, MD 21074

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 26, 2017
Property Address	2102 STERLING CT, HAMPSTEAD, MD 21074-1314
Document Number	0087580350
Book / Page	008758 / 000350
Instrument Date	Jul 6, 2017
Transaction Type	Construction Loan
Record Updated	Aug 28, 2017
Title Company	PT TITLE COMPANY, PT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	STERLING CT HAMPSTEAD MD 21074, HAMPSTEAD, MD 21074

Mortgage

Document Number	87580350
Date	Jul 26, 2017
Book Page	008758/000350

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	HAMPSTEAD, MD 21074

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 25, 2018

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,501.00 (+6.18%)	$485,900 (+21.32%)	$543,100 (+18.76%) Land $116,100 Building $427,000
2025	$5,181.00 (+14.5%)
2023	$4,525.00	$400,500	$457,300 Land $101,100 Building $356,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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