2104 Ruffin St, Durham, NC 27704 Property Records

Durham County property record for 2104 Ruffin St, Durham, NC 27704

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 823 sqft · built 1946
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$141,500 (Aug 2013)
Tax Bill$2,410 (2026)
Deeds & MortgagesOct 2026 Line of Credit
Feb 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0822-87-8265

Property Details

APN / Parcel Number

Primary APN0822-87-8265
Alternative APNs
  • 0822-87-82-6518
  • 082212878256
  • 106435

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area823 sqft Heated Area
1st Floor Area823 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Construction TypeWood
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions122 ft deep x 60 ft wide
PorchPorch
Porch Area114 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address2104 RUFFIN ST
CityDURHAM
StateNC
Zip27704-4156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-5
Legal DescriptionGLENDALE HEIGHTS TR20-26 PT/BLK:A/LT#18 PL:00018A-000056
Legal SubdivisionGLENDALE HGHTS TR20/26 PT
Legal Tract20
Legal BlockA
Legal Lot Number18
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group3
Census Block3003
Census Tract102

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2104 RUFFIN ST, DURHAM, NC 27704-4156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2026Deed of Trust, Mortgage · Line of Credit
PENTAGON FEDERAL CREDIT UNION
Feb 14, 2024Special Warranty Deed, Transfer · Conventional Mortgage
PENTAGON FCU
Feb 14, 2024Special Warranty Deed, Transfer · Conventional Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2013 · Amount on Record
Deed SaleAug 15, 2013 · Amount on Record
Prior SaleDec 21, 2009 · Amount on Record
Deed Document Number201331743
Deed Book / Page7340 / 44
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Recording DateOct 2, 2026
Property Address2104 RUFFIN ST, DURHAM, NC 27704-4156
Document Number0000189456
Book / Page10635 / 969
Instrument DateSep 25, 2026
Instrument2026189456
Transaction TypeMortgage
Record UpdatedOct 8, 2026
Title CompanySERVICELINK, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 RUFFIN ST, DURHAM, NC 27704-4156

Mortgage

Document Number0000189456,
DateOct 2, 2026
Book Page10635/969
Instrument2026189456
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 10, 2056
Interest
Rate7.88%
Max Rate-1%

February 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDURHAM NC
Recording DateFeb 14, 2024
Property Address2104 RUFFIN ST, DURHAM, NC 27704-4156
Document NumberOPR100510860
Book / PageOPR 10051 / 860
Map ReferenceMB 18A PG 3
Instrument DateFeb 2, 2024
Instrument2024086917
Transaction TypeTransfer
Record UpdatedMar 6, 2024
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 RUFFIN ST, DURHAM, NC 27704-4156

Mortgage

Document Number2024086918
DateFeb 14, 2024
Instrument2024086918
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Mortgage

Document NumberOPR100510862
DateFeb 14, 2024
Book PageOPR 10051/862
Instrument2024086918
Lender
NamePENTAGON FCU
TypeCredit Union
Address7940 JONES BRANCH DR, TYSONS, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

February 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDURHAM NC
Recording DateFeb 14, 2024
Property Address2104 RUFFIN ST, DURHAM, NC 27704-4156
Document Number0100510860
Book / Page10051 / 860
Map ReferenceMB 18A PG 3
Instrument DateFeb 2, 2024
Instrument2024086917
Transaction TypeTransfer
Record UpdatedMay 7, 2024
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 RUFFIN ST, DURHAM, NC 27704-4156

Mortgage

Document Number2024086918
DateFeb 14, 2024
Instrument2024086918
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,410.00 (+2.51%)$237,165 (-) Land $143,325 Building $93,840$237,165 (-) Land $143,325 Building $93,840
2025$2,351.00 (+27.29%)$237,165 (+68.14%) Land $143,325 Building $93,840$237,165 (+68.14%) Land $143,325 Building $93,840
2023$1,847.00 (+2.33%)$141,049 Land $43,912 Building $97,137$141,049 Land $43,912 Building $97,137
2022$1,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
1,000 / 75
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ruffin St

Nearby Streets

Search Property Records by Address or Parcel Number