2004 Ruffin St, Durham, NC 27704 Property Records

Durham County property record for 2004 Ruffin St, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,268 sqft · built 1947
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (Dec 2017)
Tax Bill	$1,848 (2026)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0822-86-8952`

Property Details

APN / Parcel Number

Primary APN	`0822-86-8952`
Alternative APNs	`0822-86-89-5239` `082212868943` `106531`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,268 sqft Heated Area
1st Floor Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	113 ft deep x 75 ft wide
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	2004 RUFFIN ST
City	DURHAM
State	NC
Zip	27704-4154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	GLENDALE HEIGHTS TR20-26 PT/BLK:B/LT#13 PL:00018A-000056
Legal Subdivision	GLENDALE HGHTS TR20/26 PT
Legal Tract	20
Legal Block	B
Legal Lot Number	13
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3005
Census Tract	102

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2004 RUFFIN ST, DURHAM, NC 27704-4154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2017 · Amount on Record
Deed Sale	Dec 19, 2017 · Amount on Record
Prior Sale	Apr 25, 2008 · Amount on Record
Deed Document Number	201744665
Deed Book / Page	8332 / 324
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 19, 2017
Property Address	2004 RUFFIN ST, DURHAM, NC 27704-4154
Document Number	0083320324
Book / Page	8332 / 324
Map Reference	MB 18 PG 3
Instrument Date	Dec 11, 2017
Instrument	2017044665
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 ENGLEWOOD AVE, 406, DURHAM, NC 27701-1207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 RUFFIN ST, DURHAM, NC 27704-4154

Mortgage

Document Number	2017044666
Date	Dec 19, 2017
Instrument	2017044666

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,848.00 (-23.1%)	$303,101 (-) Land $149,450 Building $153,651	$303,101 (-) Land $149,450 Building $153,651
2025	$2,403.00 (-9.7%)	$303,101 (+49.17%) Land $149,450 Building $153,651	$303,101 (+49.17%) Land $149,450 Building $153,651
2023	$2,661.00 (+2.35%)	$203,190 Land $45,600 Building $157,590	$203,190 Land $45,600 Building $157,590
2022	$2,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	1,000 / 75
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20