2104 N Pratt Cir, Payson, AZ 85541 Property Records

Gila County property record for 2104 N Pratt Cir, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1974
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2020)
Tax Bill	$1,090 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`302-36-520`

Property Details

APN / Parcel Number

Primary APN	`302-36-520`
Alternative APNs	`R023057` `023057`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asbestos
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Detached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Patio Area	252 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R023057
Street Address	2104 N PRATT CIR
City	PAYSON
State	AZ
Zip	85541-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 28 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS UNIT #4 LOT 88 PLAT 371
Legal Range	10E
Legal Township	11N
Legal Section	28
Legal Subdivision	PAYSON RANCHOS
Legal Lot Number	88
Legal Unit	4
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2022
Census Tract	302

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2104 N PRATT CIR, PAYSON, AZ 85541-3040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 26, 2017	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2020 · Amount on Record
Deed Sale	Mar 12, 2020 · Amount on Record
Prior Sale	Sep 26, 2017
Deed Document Number	2020-002933
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Mar 12, 2020
Property Address	2104 N PRATT CIR, PAYSON, AZ 85541-3040
Document Number	0000002933
Map Reference	MAP 371
Instrument Date	Mar 5, 2020
Instrument	2020-002933
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 RINCON DR, 201, CLARKDALE, AZ 86324-2658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 N PHATT CIR, PAYSON, AZ 85541-3040

Mortgage

Document Number	0000002934
Date	Mar 12, 2020
Instrument	2020-002934

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Sep 26, 2017
Property Address	2104 N PRATT CIR, PAYSON, AZ 85541-3040
Document Number	0000009487
Instrument Date	Sep 19, 2017
Instrument	9487
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$169.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2104 N PRATT CIR PAYSON AZ 855413040, PAYSON, AZ 85541-3040

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,175 (+12.9%) Land $5,834 Building $15,341	$211,754 (+12.9%) Land $58,343 Building $153,411
2025	$1,090.00 (+7.71%)
2024		$18,755 Land $3,513 Building $15,242	$187,558 Land $35,134 Building $152,424
2023	$1,012.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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