2102 N Pratt Cir, Payson, AZ 85541 Property Records

Gila County property record for 2102 N Pratt Cir, Payson, AZ 85541

Property Summary

Property Type	Mobile Home
Details	1,232 sqft · built 1997
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$153,700 (Jun 2017)
Tax Bill	$886 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302-36-519`

Property Details

APN / Parcel Number

Primary APN	`302-36-519`
Alternative APNs	`R023053` `023053`

Interior

Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1997
Construction Type	Steel Frame
Roof Material	Asbestos
Lot Area	5,663 sqft (0.13 acres)
Porch	Porch
Patio Area	34 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R023053
Street Address	2102 N PRATT CIR
City	PAYSON
State	AZ
Zip	85541-3040
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SECTION: 28 TOWNSHIP: 11N RANGE: 10E SERIAL: CAVAZLP977085U/X YEAR: 0 MAKE: - CAVCO SIZE: 28 X 44 PAYSON RANCHOS UNIT #4 LOT
Legal Range	10E
Legal Township	11N
Legal Section	28
Legal Subdivision	PAYSON RANCHOS
Legal Lot Number	87 1002
Legal Unit	4
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2022
Census Tract	302

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2102 N PRATT CIR, PAYSON, AZ 85541-3040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 12, 2017	Warranty Deed, Transfer · FHA Mortgage AXIOM FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Prior Sale	Nov 13, 2015 · Amount on Record
Deed Document Number	2017-005649
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	2102 N PRATT CIR, PAYSON, AZ 85541-3040
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 N PRATT CIR, PAYSON, AZ 85541-3040

Mortgage

Document Number	0000010323
Date	Jul 21, 2021
Instrument	2021-010323

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	APO, AE 9211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jun 12, 2017
Property Address	2102 N PRATT CIR, PAYSON, AZ 85541-3040
Document Number	0000005649
Map Reference	MAP371
Instrument Date	May 31, 2017
Instrument	2017-005649
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2102 N PRATT CIR, PAYSON, AZ 85541-3040

Mortgage

Document Number	0000005650
Date	Jun 12, 2017
Instrument	2017-005650

Lender

Name	AXIOM FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,157 (+19.47%) Land $4,979 Building $5,178	$101,567 (+19.47%) Land $49,786 Building $51,781
2025	$886.00 (+7.65%)
2024		$8,502 Land $2,851 Building $5,651	$85,014 Land $28,506 Building $56,508
2023	$823.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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