Union County and Scotch Plains Township property record for 2104 Mountain Ave, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 2,808 sqft · built 1737 |
| Lot Size | 0.227 acres (9,901 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Sep 2019) |
| Tax Bill | $10,535 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02701-0000-00013 |
| Primary APN | 16-02701-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,808 sqft Living Area |
| Year Built | Built 1737 |
|---|---|
| Effective Year Built | Effective 1737 |
| Construction Type | Frame |
| Lot Area | 9,901 sqft (0.227 acres) |
| Lot Dimensions | 90 ft deep x 110 ft wide |
| Account Number | 155800 |
|---|---|
| Street Address | 2104 MOUNTAIN AVE |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-1341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2701 |
| Legal Lot Number | 13 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 38400 |
2104 Mountain Ave is owned and occupied by an individual who bought it in September 2019.
Source: Union County and Scotch Plains Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2104 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage FAMILY FIRST FUNDING LLC |
| Sep 23, 2019 | Deed, Transfer NRT TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on File |
| Deed Sale | Sep 23, 2019 · Amount on File |
| Prior Sale | Jul 1, 1996 · Amount on File |
| Deed Document Number | 2019317372 |
| Deed Book / Page | 6340 / 925 |
| Prior Transfer Date | Nov 27, 2013 |
| Prior Transfer Doc | 0059830679 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2104 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1341 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0154852533 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | 15485/2533 |
| Instrument | 64012 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 9, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2104 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BONAFIDE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0148152943 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 14815/2943 |
| Instrument | 703632 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 23, 2019 |
| Property Address | 2104 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1341 |
| Document Number | 0063400925 |
| Book / Page | 6340 / 0925 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 317372 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | NRT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,366.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2249 EVERGREEN AVE, 2249, SCOTCH PLAINS, NJ 07076-1959 |
| Name | Verified Name |
|---|---|
| Address | 2104 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1341 |
The 2025 property tax bill for 2104 Mountain Ave was $10,535, up 5% from the year before.
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,300 (-) Land $22,300 Building $63,000 | $85,300 (-) Land $22,300 Building $63,000 | |
| 2025 | $10,535.00 (+4.95%) | $85,300 Land $22,300 Building $63,000 | $85,300 Land $22,300 Building $63,000 |
| 2024 | $10,038.00 | ||
| 2023 | $85,300 Land $22,300 Building $63,000 | $85,300 Land $22,300 Building $63,000 | |
| 2022 | $9,626.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2104 Mountain Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1996–2025) |
| Claims Outside the SFHA | 10 of 15 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2104 Mountain Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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