Union County and Scotch Plains Township property record for 2084 Mountain Ave, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 2,276 sqft · built 2021 |
| Lot Size | 0.148 acres (6,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $759,999 (Sep 2021) |
| Tax Bill | $18,303 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02701-0000-00010 |
| Primary APN | 16-02701-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,276 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame |
| Lot Area | 6,451 sqft (0.148 acres) |
| Lot Dimensions | 129 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 155500 |
|---|---|
| Street Address | 2084 MOUNTAIN AVE |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-1341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2701 |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 38400 |
2084 Mountain Ave is owned and occupied by two individuals who bought it in September 2021.
Source: Union County and Scotch Plains Township records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2084 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 10, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 19, 2020 | Grant Deed, Transfer PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2021 · Amount on File |
| Deed Sale | Sep 10, 2021 · Amount on File |
| Prior Sale | Aug 19, 2020 · Amount on File |
| Deed Document Number | 20219166 |
| Deed Book / Page | 6429 / 2639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 11, 2026 |
| Property Address | 2084 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1341 |
| Document Number | 0000097153 |
| Book / Page | 15855 / 2676 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202697153 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | SERVICELINK, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 2084 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1341 |
| Document Number | 0000097153, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 15855/2676 |
| Instrument | 202697153 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 30, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 10, 2021 |
| Property Address | 2084 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1341 |
| Document Number | 0064292639 |
| Book / Page | 6429 / 2639 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 9166 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Title Company | ACRES LAND TITLE AGENCY INC, ACRES LAND TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,881.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 940 AMBOY AVE, 940, EDISON, NJ 08837-2869 |
| Name | Verified Name |
|---|---|
| Address | 2084 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1341 |
| Document Number | 20607 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 20607 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 19, 2020 |
| Property Address | 2084 MOUNTAIN AVE, SCOTCH PLAINS, NJ 07076-1341 |
| Document Number | 0063780379 |
| Book / Page | 006378 / 000379 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 327059 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2020 |
| Title Company | PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 940 AMBOY AVE EDISON NJ 088372869, EDISON, NJ 08837-2869 |
The 2025 property tax bill for 2084 Mountain Ave was $18,303, up 4.9% from the year before.
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,200 (-) Land $23,600 Building $124,600 | $148,200 (-) Land $23,600 Building $124,600 | |
| 2025 | $18,303.00 (+4.95%) | $148,200 Land $23,600 Building $124,600 | $148,200 Land $23,600 Building $124,600 |
| 2024 | $17,440.00 | ||
| 2023 | $143,700 Land $23,600 Building $120,100 | $143,700 Land $23,600 Building $120,100 | |
| 2022 | $16,216.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2084 Mountain Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1996–2025) |
| Claims Outside the SFHA | 10 of 15 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2084 Mountain Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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