2104 E Oceanfront, Newport Beach, CA 92661 Property Records

Orange County property record for 2104 E Oceanfront, Newport Beach, CA 92661

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 3,754 sqft · built 2020
Lot Size0.068 acres (2,994 sqft)
Owner2 Company Names on File
Last Sale$13,500,000 (Sep 2021)
Tax Bill$150,507 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
May 2019 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN048-282-39

Property Details

APN / Parcel Number

Primary APN048-282-39

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area3,754 sqft Living Area

Exterior

Year BuiltBuilt 2020
Lot Area2,994 sqft (0.068 acres)
Garage Area601 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2104 E OCEANFRONT
CityNEWPORT BEACH
StateCA
Zip92661-1525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 518 BLK E LOT 2 TR 518 LOT 2 BLK E POR OF LOT AS DESC IN DD
Legal Subdivision518
Legal Tract518
Legal BlockE
Legal Lot Number2
JurisdictionORANGE CA
Township / Civil DivisionCENTRAL COAST
Census Block Group1
Census Block1015
Census Tract62800

Owner

Source: Orange County records · APN 048-282-39

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address2467 SANTA ROSA CT, UPLAND, CA 91784-1036
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2021Grant Deed, Transfer · Conventional Mortgage
CITY NATIONAL BANK
May 22, 2019Grant Deed, Construction Loan · Line of Credit
FARMERS & MERCHANTS BK/LNG BCH
Sep 28, 2018Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleSep 03, 2021 · Amount on Record
Deed SaleSep 03, 2021 · Amount on Record
Prior SaleMay 22, 2019 · Amount on Record
Deed Document Number2021000554867
Record UpdatedJun 08, 2026

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateSep 03, 2021
Property Address2104 E OCEANFRONT, NEWPORT BEACH, CA 92661-1525
Document Number0000554867
Map ReferenceMB 17 PG 33-36
Instrument DateJun 17, 2021
Instrument2021000554867
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyFIRST AMER TTL CO RES DIV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2467 SANTA ROSA CT, UPLAND, CA 91784-1036

Mortgage

Document Number0000554868
DateSep 03, 2021
Instrument2021000554868
Lender
NameCITY NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Rate1.98%
Type Change DateSep 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.98%
Index1-Year CMT
Max Rate6.98%

May 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateMay 22, 2019
Property Address2104 E OCEANFRONT, NEWPORT BEACH, CA 92661-1525
Document Number0000173357
Instrument DateFeb 06, 2019
Instrument173357
Transaction TypeConstruction Loan
Record UpdatedJun 06, 2019
Title CompanyPROVIDENT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,480.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2025 W BALBOA BLVD #C NEWPORT BEACH CA 926634342, C, NEWPORT BEACH, CA 92663-4342

Mortgage

Document Number173358
DateMay 22, 2019
Instrument173358
Lender
NameFARMERS & MERCHANTS BK/LNG BCH
TypeBank
Address2411 E COAST HWY # 300, CORONA DEL MAR, CA 92625-2027
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2104 E OCEANFRONT, NEWPORT BEACH, CA 92661-1525
Document Number0000375103
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedOct 25, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2104 E OCEANFRONT NEWPORT BEACH CA 926611525, NEWPORT BEACH, CA 92661-1525
InvestorPossibly a Property Investor

Mortgage

Document Number0000375103
DateOct 16, 2018
Instrument375103
Lender
NameBANK OF AMERICA
TypeBank
Address20 GREENWAY PLZ # 900, HOUSTON, TX 77046-2007
Agreement
AmountAmount Recorded
Term180 Months
DueOct 15, 2033

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityNewport Beach City
Unified School DistrictNewport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$150,507.00 (+3.99%)$14,326,308 (+4.04%) Land $12,963,159 Building $1,363,149
2023$144,730.00 (+1.67%)$13,770,000 Land $12,459,783 Building $1,310,217
2022$142,356.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590628001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 71 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims7 (1993–2020)
Claims Outside the SFHA7 of 7
Most Recent ClaimJul 2020 · tidal / storm surge
Claims by Event
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 562 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF NEWPORT BEACH
serves 69,520 people
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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