21031 Wheaton Ter, Lake Forest, CA 92630 Property Records

Orange County property record for 21031 Wheaton Ter, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,470 sqft · built 1980
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Dec 2001)
Tax Bill	$4,648 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`837-433-29`

Property Details

APN / Parcel Number

Primary APN	`837-433-29`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
Gross Area	1,930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	21031 WHEATON TER
City	LAKE FOREST
State	CA
Zip	92630-5862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9850 BLK LOT 60
Legal Tract	9850
Legal Lot Number	60
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1002
Census Tract	32029

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21031 WHEATON TER, LAKE FOREST, CA 92630-5862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2017	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jan 25, 2017	Quit Claim Deed, Transfer · Conventional Mortgage HOME LNS TODAY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2001 · Amount on Record
Deed Sale	Dec 7, 2001 · Amount on Record
Prior Sale	Jan 21, 1999 · Amount on Record
Deed Document Number	2001894981
Prior Transfer Date	Feb 26, 1993
Prior Transfer Doc	0000141556
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21031 WHEATON TER, LAKE FOREST, CA 92630-5862
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082585
Date	Feb 28, 2017
Instrument	2017000082585

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 25, 2017
Property Address	21031 WHEATON TER, LAKE FOREST, CA 92630-5862
Document Number	0000033651
Instrument Date	Jan 17, 2017
Instrument	33651
Transaction Type	Transfer
Record Updated	Feb 1, 2017
Title Company	TIAGO TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21031 WHEATON TER LAKE FOREST CA 926305862, LAKE FOREST, CA 92630-5862

Mortgage

Document Number	33652,
Date	Jan 25, 2017
Instrument	33652

Lender

Name	HOME LNS TODAY
Type	Funding / Finance Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$466,960 (+2%) Land $316,983 Building $149,977
2025	$4,648.00 (+4.36%) Homeowner's exemption	$457,804 (+4.04%) Land $310,767 Building $147,037
2023	$4,454.00 (+1.85%) Homeowner's exemption	$440,028 Land $298,700 Building $141,328
2022	$4,373.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL TORO WATER DISTRICT serves 53,415 people · EPA ID CA3010079
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, Verizon.

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