21031 Lagoona Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21031 Lagoona Dr, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,208 sqft · built 1981
Lot Size	0.605 acres (26,371 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Oct 2019)
Tax Bill	$4,618 (2023)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`001-702-01`

Property Details

APN / Parcel Number

Primary APN	`001-702-01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,208 sqft Heated Area
Gross Area	3,416 sqft
1st Floor Area	1,632 sqft
Attic Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Other
Exterior Material	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	26,371 sqft (0.605 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	504 sqft
Deck Area	240 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-702-01
Street Address	21031 LAGOONA DR
City	CORNELIUS
State	NC
Zip	28031-7121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L76 M10-185
Legal Subdivision	BISCAYNE PARK
Legal Lot Number	76
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1004
Census Tract	6218

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21031 LAGOONA DR, CORNELIUS, NC 28031-7121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Oct 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Prior Sale	Oct 5, 2017
Deed Document Number	0033926538
Deed Book / Page	33926 / 538
Record Updated	Jun 7, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 8, 2019
Property Address	21031 LAGOONA DR, CORNELIUS, NC 28031-7121
Document Number	0000135173
Book / Page	033926 / 000538
Instrument Date	Oct 8, 2019
Instrument	135173
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	21031 LAGOONA DR CORNELIUS NC 280317121, CORNELIUS, NC 28031-7121

Mortgage

Document Number	135174
Date	Oct 8, 2019
Book Page	033926/000541
Instrument	135174

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 5, 2017
Property Address	21031 LAGOONA DR, CORNELIUS, NC 28031-7121
Document Number	0000135465
Book / Page	032175 / 000867
Instrument Date	Sep 29, 2017
Instrument	135465
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21031 LAGOONA DR CORNELIUS NC 280317121, CORNELIUS, NC 28031-7121

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lagoona Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures