Mecklenburg County property record for 21020 Lagoona Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 1992 |
| Lot Size | 0.464 acres (20,244 sqft) |
| Owner | Individual Name on File |
| Last Sale | $14,500 (Jun 1991) |
| Tax Bill | $3,911 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-701-50 |
| Primary APN | 001-701-50 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,612 sqft Heated Area |
| Gross Area | 2,352 sqft |
| 1st Floor Area | 1,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 20,244 sqft (0.464 acres) |
| Garage Area | 528 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 472 sqft |
| Deck Area | 240 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-701-50 |
|---|---|
| Street Address | 21020 LAGOONA DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-7120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L11 M10-185 |
| Legal Subdivision | BISCAYNE PARK |
| Legal Lot Number | 11 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 6218 |
21020 Lagoona Dr is owned and occupied by an individual who bought it in June 1991.
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21020 LAGOONA DR, CORNELIUS, NC 28031-7120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 13, 2022 | Deed of Trust, Mortgage · Line of Credit CARTER BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 1991 · Amount on File |
| Deed Sale | Jun 14, 1991 · Amount on File |
| Deed Document Number | 0006558247 |
| Deed Book / Page | 6558 / 247 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21020 LAGOONA DR, CORNELIUS, NC 28031-7120 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000032541 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 35695/567 |
| Instrument | 2021032541 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21020 LAGOONA DR, CORNELIUS, NC 28031-7120 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000142269 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 37709/608 |
| Instrument | 2022142269 |
| Name | CARTER BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28115 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 21020 Lagoona Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21020 Lagoona Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
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