2103 Terry Dr, Copperas Cove, TX 76522 Property Records

Coryell County property record for 2103 Terry Dr, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,390 sqft · built 2011
Lot Size	0.183 acres (7,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,400 (Aug 2019)
Tax Bill	$6,000 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-41-17-9639`

Property Details

APN / Parcel Number

Primary APN	`1-41-17-9639`
Alternative APN	`146062`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,390 sqft Living Area
Gross Area	3,060 sqft
1st Floor Area	965 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	7,949 sqft (0.183 acres)
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	359 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2103 TERRY DR
City	COPPERAS COVE
State	TX
Zip	76522-7788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE CREEK NORTH PHS 3, BLOCK 15, LOT 14, ACRES .0
Legal Subdivision	HOUSE CREEK NORTH PHS 3
Legal Phase	3
Legal Tract	14
Legal Block	15
Legal Lot Number	14
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	3
Census Block	3025
Census Tract	10604

Owner

Source: Coryell County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	631 TALL GRASS DR, JUNCTION CITY, KS 66441-9016
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 9, 2019	Vendor's Lien, Transfer · VA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Prior Sale	May 22, 2015 · Amount on Record
Deed Document Number	2019319029
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	2103 TERRY DR, COPPERAS COVE, TX 76522-7788
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	337609
Date	Apr 30, 2021
Instrument	337609

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Dec 1, 2049

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Aug 9, 2019
Property Address	2103 TERRY DR, COPPERAS COVE, TX 76522-7788
Document Number	319029
Map Reference	CAB B SL 682
Instrument Date	Aug 1, 2019
Instrument	319029
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 CRYSTAL DR, 121, RINCON, GA 31326-5665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 TERRY DR, COPPERAS COVE, TX 76522-7788

Mortgage

Document Number	319030
Date	Aug 9, 2019
Instrument	319030

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$309,470 (-2.11%) Land $40,000 Building $269,470	$309,470 (-2.11%) Land $40,000 Building $269,470
2024	$6,000.00 (-3.6%)
2023	$6,224.00 (+4.32%) Homeowner's exemption	$316,150 Land $40,000 Building $276,150	$316,150 Land $40,000 Building $276,150
2022	$5,966.00 (+18.37%)
2021	$5,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

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