2005 Terry Dr, Copperas Cove, TX 76522 Property Records

Coryell County property record for 2005 Terry Dr, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,345 sqft · built 2010
Lot Size	0.221 acres (9,620 sqft)
Owner	2 Individual Names on File
Last Sale	$307,000 (Jun 2021)
Tax Bill	$6,331 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-41-17-9625`

Property Details

APN / Parcel Number

Primary APN	`1-41-17-9625`
Alternative APN	`146048`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,345 sqft Living Area
Gross Area	4,025 sqft
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	9,620 sqft (0.221 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	406 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2005 TERRY DR
City	COPPERAS COVE
State	TX
Zip	76522-7787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE CREEK NORTH PHS 3, BLOCK 14, LOT 19, ACRES .0
Legal Subdivision	HOUSE CREEK NORTH PHS 3
Legal Phase	3
Legal Tract	19
Legal Block	14
Legal Lot Number	19
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	3
Census Block	3011
Census Tract	10604

Owner

2005 Terry Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Coryell County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2005 TERRY DR, COPPERAS COVE, TX 76522-7787
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIRST NATIONAL BANK TEXAS
Jul 20, 2018	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Prior Sale	Jul 20, 2018 · Amount on File
Deed Document Number	2021338882
Record Updated	Sep 20, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Jun 3, 2021
Property Address	2005 TERRY DR, COPPERAS COVE, TX 76522-7787
Document Number	338882
Map Reference	CAB B SL 682-683
Instrument Date	May 28, 2021
Instrument	338882
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NETCO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	557 E 120 S, 557, SMITHFIELD, UT 84335-1201

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	338883
Date	Jun 3, 2021
Instrument	338883

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Jul 20, 2018
Property Address	2005 TERRY DR, COPPERAS COVE, TX 76522-7787
Document Number	308772
Map Reference	SL 682-683
Instrument Date	Jul 16, 2018
Instrument	308772
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 TERRY DR, COPPERAS COVE, TX 76522-7787

Mortgage

Document Number	308773
Date	Jul 20, 2018
Instrument	308773

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$372,400 Land $40,000 Building $332,400	$372,400 Land $40,000 Building $332,400
2024	$6,331.00 (+1.92%)
2023	$6,212.00 (-9.84%)	$374,360 Land $40,000 Building $334,360	$374,360 Land $40,000 Building $334,360
2022	$6,890.00 (+11.36%)
2021	$6,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Terry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Terry Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

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