2103 Otis Ave, Warren, MI 48091 Property Records

Macomb County property record for 2103 Otis Ave, Warren, MI 48091

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1955
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Oct 2020)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	May 2026 Construction Loan Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-31-108-015`

Property Details

APN / Parcel Number

Primary APN	`12-13-31-108-015`
Alternative APN	`1331108015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2103 OTIS AVE
City	WARREN
State	MI
Zip	48091-2161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	WARREN PARK SUBDIVISION, NW 1/4 OF NW 1/4 OF SEC 31 T1N,R12E LOT 160 L3 P85
Legal Range	12E
Legal Township	01N
Legal Section	31
Legal Subdivision	WARREN PARK SUBDIVISION
Legal Lot Number	160
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	3
Census Block	3000
Census Tract	263600

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1946 DELL ROSE DR, BLOOMFIELD HILLS, MI 48302-0116
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC
Sep 2, 2021	Quit Claim Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Oct 27, 2020	Warranty Deed, Transfer NOT AVAILABLE
Dec 4, 2018	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on File
Deed Sale	Oct 27, 2020 · Amount on File
Prior Sale	Dec 4, 2018 · Amount on File
Deed Document Number	20202130732
Deed Book / Page	27103 / 654
Last Transfer Date	Aug 11, 2021
Transfer Doc	0002231946
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	May 27, 2026
Property Address	2103 OTIS AVE, WARREN, MI 48091-2161
Document Number	0000050518
Book / Page	30681 / 810
Instrument Date	May 21, 2026
Instrument	202650518
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1946 DELL ROSE DR, BLOOMFIELD HILLS, MI 48302-0116

Mortgage

Document Number	0000050518,
Date	May 27, 2026
Book Page	30681/810
Instrument	202650518

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.23%
Max Rate	-1%

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 2, 2021
Property Address	2103 OTIS AVE, WARREN, MI 48091-2161
Document Number	2102231946
Book / Page	27974 / 419
Map Reference	LB 3 PG 85
Instrument Date	Aug 11, 2021
Instrument	202102231946
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	PEAK TITLE AGENCY, PEAK TITLE AGENCY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 DELL ROSE DR, BLOOMFIELD HILLS, MI 48302-0116

Mortgage

Document Number	2102231947
Date	Sep 2, 2021
Instrument	202102231947

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 27, 2020
Property Address	2103 OTIS AVE, WARREN, MI 48091-2161
Document Number	0000130732
Book / Page	027103 / 000654
Instrument Date	Oct 5, 2020
Instrument	130732
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$559.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	946 DELL ROSE DR BLOOMFIELD HILLS MI 48302, BLOOMFIELD HILLS, MI 48302

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 4, 2018
Property Address	2103 OTIS AVE, WARREN, MI 48091-2161
Document Number	0000132439
Book / Page	025711 / 000258
Instrument Date	Nov 26, 2018
Instrument	132439
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2103 OTIS AVE WARREN MI 480912161, WARREN, MI 48091-2161

Mortgage

Document Number	132440
Date	Dec 4, 2018
Book Page	025711/000260
Instrument	132440

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Fitzgerald Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,990 (-3.75%)	$99,980 (-3.75%)
2025	$2,279.00 (+16.51%)	$51,940 (+59.23%)	$103,880 (+59.23%)
2023		$32,620	$65,240
2022	$1,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 931 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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