2103 Lydia Ave E, Maplewood (Saint Paul), MN 55109 Property Records

Ramsey County property record for 2103 Lydia Ave E, Maplewood, MN 55109

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,016 sqft · built 1990
Lot Size0.178 acres (7,797 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Oct 2021)
Tax Bill$4,754 (2023)
Deeds & MortgagesOct 2021 Sale & Second Mortgage
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-29-22-12-0028

Property Details

APN / Parcel Number

Primary APN02-29-22-12-0028

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,016 sqft Living Area
Gross Area2,332 sqft
1st Floor Area1,016 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft

Exterior

Year BuiltBuilt 1990
Architectural StyleSplit Entry
Exterior MaterialAluminum/Vinyl
Lot Area7,797 sqft (0.178 acres)
Lot Dimensions126 ft deep x 62 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address2103 LYDIA AVE E
CityMAPLEWOOD
StateMN
Zip55109-1458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionLYNNWOOD TERRACE LOT 11 BLK 1
Legal Range22
Legal Township29
Legal Section02
Legal Quarter1
Quarter-Quarter Section2
Legal SubdivisionLYNNWOOD TERRACE
Legal Block1
Legal Lot Number11
JurisdictionRAMSEY MN
Township / Civil DivisionMAPLEWOOD
Census Block Group3
Census Block3004
Census Tract42401

Owner

Source: Ramsey County records · APN 02-29-22-12-0028

Assessment roll updated February 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2103 LYDIA AVE E, MAPLEWOOD, MN 55109-1458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2021Warranty Deed, Transfer · Stand-Alone Second Mortgage
HABITAT FOR HUMANITY
Nov 01, 2019Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 04, 2021 · Amount on Record
Deed SaleOct 04, 2021 · Amount on Record
Deed Document NumberA04911090
Record UpdatedJun 07, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateOct 04, 2021
Property Address2103 LYDIA AVE E, MAPLEWOOD, MN 55109-1458
Document Number0A04911090
Instrument DateAug 30, 2021
InstrumentA04911090
Transaction TypeTransfer
Record UpdatedOct 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,122.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2103 LYDIA AVE E, MAPLEWOOD, MN 55109-1458

Mortgage

Document Number0A04911092
DateOct 04, 2021
InstrumentA04911092
Lender
NameHABITAT FOR HUMANITY
TypeNon-Lending Institution
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2103 LYDIA AVE E, MAPLEWOOD, MN 55109-1458
Document Number0004786428
Instrument DateNov 01, 2019
Transaction TypeMortgage
Record UpdatedDec 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2103 LYDIA AVE E MAPLEWOOD MN 551091458, MAPLEWOOD, MN 55109-1458

Mortgage

Document Number0004786428
DateDec 05, 2019
Instrument4786428
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 04, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityMaplewood City
Unified School DistrictNorth St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,754.00 Homeowner's exemption$361,900 Land $51,300 Building $310,600$361,900 Land $51,300 Building $310,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber · DSL in parts of the area
3,000 / 3,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 286 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNorth Saint Paul
serves 13,134 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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