2079 Lydia Ave E, Maplewood (Saint Paul), MN 55109 Property Records

Ramsey County property record for 2079 Lydia Ave E, Maplewood, MN 55109

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,409 sqft · built 1989
Lot Size	0.182 acres (7,936 sqft)
Owner	2 Individual Names on File
Last Sale	$359,473 (Dec 2020)
Tax Bill	$6,292 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-29-22-12-0024`

Property Details

APN / Parcel Number

Primary APN	`02-29-22-12-0024`
Alternative APNs	`8196003` `225444`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,409 sqft Living Area
1st Floor Area	1,909 sqft
Basement Area	1,500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2010
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	7,936 sqft (0.182 acres)
Lot Dimensions	128 ft deep x 62 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	225444
Street Address	2079 LYDIA AVE E
City	MAPLEWOOD
State	MN
Zip	55109-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNNWOOD TERRACE LOT 7 BLK 1
Legal Range	22
Legal Township	29
Legal Section	02
Legal Subdivision	LYNNWOOD TERRACE
Legal Block	1
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Township / Civil Division	MAPLEWOOD
Census Block Group	3
Census Block	3004
Census Tract	42401

Owner

2079 Lydia Ave E is owned and occupied by two individuals who bought it in December 2020.

Source: Ramsey County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2079 LYDIA AVE E, SAINT PAUL, MN 55109-1458
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Warranty Deed, Transfer · Conventional with PMI CMG FIN'L
Mar 8, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAN NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Jan 11, 1999 · Amount on File
Deed Document Number	20204852792
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 18, 2020
Property Address	2079 LYDIA AVE E, MAPLEWOOD, MN 55109-1458
Document Number	0004852792
Instrument Date	Dec 18, 2020
Instrument	4852792
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,186.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2079 LYDIA AVE E MAPLEWOOD MN 551091458, MAPLEWOOD, MN 55109-1458

Mortgage

Document Number	4852793
Date	Dec 18, 2020
Instrument	4852793

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2079 LYDIA AVE E, MAPLEWOOD, MN 55109-1458
Document Number	0004749250
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2079 LYDIA AVE E MAPLEWOOD MN 551091458, MAPLEWOOD, MN 55109-1458

Mortgage

Document Number	0004749250
Date	Mar 12, 2019
Instrument	4749250

Lender

Name	AMERICAN NAT'L BK
Type	Bank
Address	ST PAUL, MN 55104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 11, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2079 Lydia Ave E was $6,292 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Maplewood City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,292.00 Homeowner's exemption	$447,900 Land $49,200 Building $398,700	$447,900 Land $49,200 Building $398,700
2023	$5,566.00 Homeowner's exemption	$418,800 Land $49,200 Building $369,600	$418,800 Land $49,200 Building $369,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2079 Lydia Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 2079 Lydia Ave E, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Saint Paul serves 13,134 people · EPA ID MN1620011
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	Saint Paul Regional Water Services
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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