Polk County property record for 2103 Jonathan Ln, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,681 sqft · built 1990 |
| Lot Size | 0.27 acres (11,757 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jan 2023) |
| Tax Bill | $618 (2024) |
| Deeds & Mortgages | Feb 2024 Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-02-663684-000170 |
| Primary APN | 26-29-02-663684-000170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,681 sqft Living Area |
| Gross Area | 2,272 sqft |
| 1st Floor Area | 1,681 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,757 sqft (0.27 acres) |
| Lot Dimensions | 131 ft deep x 84 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Florida Room |
| Porch Area | 253 sqft |
| Cooling System | Central |
|---|
| Street Address | 2103 JONATHAN LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINTERSET NORTH PHASE FIVE PB 82 PG 35 LOT 17 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | WINTERSET NORTH PHASE 5 |
| Legal Phase | 5 |
| Legal Tract | 663684 |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 14006 |
Source: Polk County records · APN 26-29-02-663684-000170
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2103 JONATHAN LN, WINTER HAVEN, FL 33884-3100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 05, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2023 · Amount on Record |
| Deed Sale | Jan 05, 2023 · Amount on Record |
| Prior Sale | Feb 26, 2019 · Amount on Record |
| Deed Document Number | 20232516 |
| Deed Book / Page | 12540 / 1649 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2103 JONATHAN LN, WINTER HAVEN, FL 33884-3100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 2103 JONATHAN LN, WINTER HAVEN, FL 33884-3100 |
| Document Number | 0000037498 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | 13009/1615 |
| Instrument | 2024037498 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 05, 2023 |
| Property Address | 2103 JONATHAN LN, WINTER HAVEN, FL 33884-3100 |
| Document Number | 0000002516 |
| Book / Page | 12540 / 1649 |
| Map Reference | MB 82 PG 35 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023002516 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3350 LAKEVIEW DR, WINTER HAVEN, FL 33884-3122 |
| Name | Verified Name |
|---|---|
| Address | 2103 JONATHAN LN, WINTER HAVEN, FL 33884-3100 |
| Document Number | 0125401651 |
|---|---|
| Date | Jan 05, 2023 |
| Instrument | 12540/1651 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 26, 2019 |
| Property Address | 2103 JONATHAN LN, WINTER HAVEN, FL 33884-3100 |
| Document Number | 0107600866 |
| Book / Page | 010760 / 000866 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 38047 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2019 |
| Title Company | HILLSBOROUGH TITLE/BRANDON LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2103 JONATHAN LN WINTER HAVEN FL 338843100, WINTER HAVEN, FL 33884-3100 |
| Document Number | 107600868 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 010760/000868 |
| Instrument | 38048 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2049 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $217,707 (+5.99%) | $272,094 (-1.06%) Land $90,000 Building $182,094 | |
| 2024 | $618.00 (+30.38%) | ||
| 2023 | $474.00 (-80.15%) Homeowner's exemption | $205,409 (+12.93%) | $275,012 (+11.03%) Land $88,000 Building $187,012 |
| 2022 | $2,388.00 Homeowner's exemption | $181,892 | $247,696 Land $74,000 Building $173,696 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 50 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures