2103 Jonathan Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 2103 Jonathan Ln, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,681 sqft · built 1990
Lot Size0.27 acres (11,757 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Jan 2023)
Tax Bill$618 (2024)
Deeds & MortgagesFeb 2024 Mortgage
Jan 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-29-02-663684-000170

Property Details

APN / Parcel Number

Primary APN26-29-02-663684-000170
Alternative APNs
  • 022926663684000170
  • 22926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,681 sqft Living Area
Gross Area2,272 sqft
1st Floor Area1,681 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area11,757 sqft (0.27 acres)
Lot Dimensions131 ft deep x 84 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFlorida Room
Porch Area253 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2103 JONATHAN LN
CityWINTER HAVEN
StateFL
Zip33884-3100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINTERSET NORTH PHASE FIVE PB 82 PG 35 LOT 17
Legal Range26E
Legal Township29S
Legal Section02
Legal SubdivisionWINTERSET NORTH PHASE 5
Legal Phase5
Legal Tract663684
Legal Block2
Legal Lot Number17
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2032
Census Tract14006

Owner

Source: Polk County records · APN 26-29-02-663684-000170

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2103 JONATHAN LN, WINTER HAVEN, FL 33884-3100
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2024Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 05, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Feb 26, 2019Warranty Deed, Transfer · Conventional Mortgage
CENTERSTATE BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2023 · Amount on Record
Deed SaleJan 05, 2023 · Amount on Record
Prior SaleFeb 26, 2019 · Amount on Record
Deed Document Number20232516
Deed Book / Page12540 / 1649
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address2103 JONATHAN LN, WINTER HAVEN, FL 33884-3100
Transaction TypeMortgage
Record UpdatedFeb 28, 2024
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 JONATHAN LN, WINTER HAVEN, FL 33884-3100

Mortgage

Document Number0000037498
DateFeb 16, 2024
Book Page13009/1615
Instrument2024037498
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 05, 2023
Property Address2103 JONATHAN LN, WINTER HAVEN, FL 33884-3100
Document Number0000002516
Book / Page12540 / 1649
Map ReferenceMB 82 PG 35
Instrument DateDec 30, 2022
Instrument2023002516
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3350 LAKEVIEW DR, WINTER HAVEN, FL 33884-3122

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 JONATHAN LN, WINTER HAVEN, FL 33884-3100

Mortgage

Document Number0125401651
DateJan 05, 2023
Instrument12540/1651
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 26, 2019
Property Address2103 JONATHAN LN, WINTER HAVEN, FL 33884-3100
Document Number0107600866
Book / Page010760 / 000866
Instrument DateFeb 15, 2019
Instrument38047
Transaction TypeTransfer
Record UpdatedMar 11, 2019
Title CompanyHILLSBOROUGH TITLE/BRANDON LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2103 JONATHAN LN WINTER HAVEN FL 338843100, WINTER HAVEN, FL 33884-3100

Mortgage

Document Number107600868
DateFeb 26, 2019
Book Page010760/000868
Instrument38048
Lender
NameCENTERSTATE BK NA
TypeBank
AddressWINTER HAVEN, FL 33881
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 25, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$217,707 (+5.99%)$272,094 (-1.06%) Land $90,000 Building $182,094
2024$618.00 (+30.38%)
2023$474.00 (-80.15%) Homeowner's exemption$205,409 (+12.93%)$275,012 (+11.03%) Land $88,000 Building $187,012
2022$2,388.00 Homeowner's exemption$181,892$247,696 Land $74,000 Building $173,696

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 50 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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