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2103 Gerda Ter, Orlando, FL 32804 Property Records

Orange County property record for 2103 Gerda Ter, Orlando, FL 32804

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,280 sqft · built 2019
Lot Size0.155 acres (6,757 sqft)
Owner2 Individual Names on Record
Last Sale$1,270,000 (Feb 2024)
Tax Bill$14,962 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Aug 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-22-29-3920-00-050

Property Details

APN / Parcel Number

Primary APN14-22-29-3920-00-050
Alternative APNs
  • 292214392000050
  • 349888
  • 355146
  • 359527

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms1 Room
Stories1 Story
Building Area3,280 sqft Living Area
Gross Area4,580 sqft
1st Floor Area1,590 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,757 sqft (0.155 acres)
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area570 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2103 GERDA TER
CityORLANDO
StateFL
Zip32804-5465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2A/T/W
Legal DescriptionIVANHOE SHORES L/135 LOT 5
Legal Range29E
Legal Township22S
Legal Section14
Legal SubdivisionIVANHOE SHORES
Legal Tract3920
Legal Lot Number5
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group3
Census Block3021
Census Tract12701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lake Ivanhoe Historic Residential District
listed 2010 · 828 contributing resources · NRIS 10001042

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2103 GERDA TER, ORLANDO, FL 32804-5465
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2024Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 28, 2020Deed of Trust, Mortgage
TD BK NA
Aug 22, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 27, 2018Deed of Trust, Mortgage · Line of Credit
IBERIABANK
May 30, 2017Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2024 · Amount on Record
Deed SaleFeb 1, 2024 · Amount on Record
Prior SaleAug 22, 2019 · Amount on Record
Deed Document Number202462345
Prior Transfer DateJun 13, 2006
Prior Transfer Doc0000046589
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 1, 2024
Property Address2103 GERDA TER, ORLANDO, FL 32804-5465
Document Number0000062345
Map ReferenceMB L PG 135
Instrument DateJan 31, 2024
Instrument20240062345
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyHOMETOWN TITLE GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7923 TUSCANY WOODS DR, TAMPA, FL 33647-5131

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 GERDA TER, ORLANDO, FL 32804-5465

Mortgage

Document Number0000062346
DateFeb 1, 2024
Instrument20240062346
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2054

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2103 GERDA TER, ORLANDO, FL 32804-5465
Document Number0000473312
Instrument DateAug 28, 2020
Transaction TypeMortgage
Record UpdatedSep 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2103 GERDA TER ORLANDO FL 328045465, ORLANDO, FL 32804-5465

Mortgage

Document Number0000473312
DateSep 9, 2020
Instrument473312
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
AmountAmount Recorded
Term360 Months
DueSep 8, 2050

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 22, 2019
Property Address2103 GERDA TER, ORLANDO, FL 32804-5465
Document Number0000523257
Map ReferenceMB L PG 135
Instrument DateAug 19, 2019
Instrument20190523257
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyAVEX TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 E WASHINGTON ST, 28, ORLANDO, FL 32801-2311

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 GERDA TER, ORLANDO, FL 32804-5465

Mortgage

Document Number0000523258
DateAug 22, 2019
Instrument20190523258
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2103 GERDA TER, ORLANDO, FL 32804-5465
Document Number0000387229
Instrument DateJun 27, 2018
Transaction TypeMortgage
Record UpdatedJul 23, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address28 E WASHINGTON ST ORLANDO FL 328012311, ORLANDO, FL 32801-2311
InvestorPossibly a Property Investor

Mortgage

Document Number0000387229
DateJun 29, 2018
Instrument387229
Lender
NameIBERIABANK
TypeBank
AddressORLANDO, FL 32801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 30, 2017
Property Address2103 GERDA TER, ORLANDO, FL 32804-5465
Document Number0000297881
Instrument DateMay 26, 2017
Instrument297881
Transaction TypeTransfer
Record UpdatedJun 12, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$1,855.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address28 E WASHINGTON ST ORLANDO FL 328012311, ORLANDO, FL 32801-2311

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$877,847 (+2.7%)$973,000 (-1.17%) Land $225,900 Building $747,100
2025$14,962.00 (+7.98%) Homeowner's exemption$854,768 (+10.7%)$984,510 (+10.27%) Land $225,900 Building $758,610
2024$13,856.00 (+3.87%)
2023$13,340.00 (+7.16%) Homeowner's exemption$772,168 (+7.16%)$892,820 (+17.41%) Land $225,900 Building $666,920
2022$12,449.00 Homeowner's exemption$720,551$760,457 Land $225,900 Building $534,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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