2016 Gerda Ter, Orlando, FL 32804 Property Records

Orange County property record for 2016 Gerda Ter, Orlando, FL 32804

Property Summary

Property TypeSingle Family Home
Details8 bd · 8.25 ba · 6,069 sqft · built 2017
Lot Size0.155 acres (6,757 sqft)
Owner2 Individual Names on Record
Last Sale$1,300,000 (Apr 2026)
Tax Bill$12,621 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-22-29-3920-00-480

Property Details

APN / Parcel Number

Primary APN14-22-29-3920-00-480
Alternative APNs
  • 292214392000480
  • 349930
  • 355187
  • 359568

Interior

Bedrooms8 Beds
Full Baths8.25 Baths
Half Baths1 Half Bath
Total Rooms1 Room
Stories2 Stories
Building Area6,069 sqft Living Area
Gross Area8,042 sqft
1st Floor Area1,426 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area6,757 sqft (0.155 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area576 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2016 GERDA TER
CityORLANDO
StateFL
Zip32804-5444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1/T/W
Legal DescriptionIVANHOE SHORES L/135 LOT 48
Legal Range29E
Legal Township22S
Legal Section14
Legal SubdivisionIVANHOE SHORES
Legal Tract3920
Legal Lot Number48
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group3
Census Block3020
Census Tract12701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lake Ivanhoe Historic Residential District
listed 2010 · 828 contributing resources · NRIS 10001042

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2016 GERDA TER, ORLANDO, FL 32804-5444
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
BNC NAT'L BK
Oct 27, 2017Warranty Deed, Transfer · Conventional Mortgage
SYNOVUS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2026 · Amount on Record
Deed SaleApr 20, 2026 · Amount on Record
Prior SaleOct 27, 2017 · Amount on Record
Deed Document Number2026222683
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 20, 2026
Property Address2016 GERDA TER, ORLANDO, FL 32804-5444
Document Number0000222683
Instrument DateApr 17, 2026
Instrument2026222683
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$919,100.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 GERDA TER, ORLANDO, FL 32804-5444

Mortgage

Document Number0000222684,
DateApr 20, 2026
Instrument2026222684
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2016 GERDA TER, ORLANDO, FL 32804-5444
Document Number0000399081
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 GERDA TER ORLANDO FL 328045444, ORLANDO, FL 32804-5444

Mortgage

Document Number0000399081
DateJul 28, 2020
Instrument399081
Lender
NameBNC NAT'L BK
TypeBank
AddressGLENDALE, AZ 85308
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 27, 2050

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 27, 2017
Property Address2016 GERDA TER, ORLANDO, FL 32804-5444
Document Number0000590418
Map ReferenceMB L PG 135
Instrument DateOct 25, 2017
Instrument20170590418
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,306.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 GERDA TER, ORLANDO, FL 32804-5444

Mortgage

Document Number0000590419
DateOct 27, 2017
Instrument20170590419
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$744,968 (+2.7%)$884,150 (-1.09%) Land $225,900 Building $658,250
2025$12,621.00 (+3.28%) Homeowner's exemption$725,383 (+5.99%)$893,900 (+9.83%) Land $225,900 Building $668,000
2024$12,220.00 (+3.96%)
2023$11,755.00 (+2.83%) Homeowner's exemption$684,408 (+3%)$813,929 (+13.13%) Land $225,900 Building $588,029
2022$11,432.00 Homeowner's exemption$664,474$719,474 Land $225,900 Building $493,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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