McLean County property record for 2103 Fox Creek Rd, Bloomington, IL 61701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,741 sqft · built 2013 |
| Lot Size | 5.48 acres (238,709 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $20,230 (2024) |
| Deeds & Mortgages | Sep 2025 Transfer Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-18-278-001 |
| Primary APN | 21-18-278-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,741 sqft Living Area |
| Gross Area | 7,332 sqft |
| 1st Floor Area | 2,088 sqft |
| Basement Area | 1,800 sqft |
| Finished Basement | 1,800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 238,709 sqft (5.48 acres) |
| Lot Dimensions | 329 ft deep x 466 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 1,285 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 608 sqft |
|---|---|
| Porch | Enclosed Frame Porch |
| Deck Area | 496 sqft |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 2118276009 |
|---|---|
| Street Address | 2103 FOX CREEK RD |
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-9524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | JEFF NIEPAGEN SUB PT LOT 1 LYG IN NE 18-23-2E |
| Legal Subdivision | JEFF NIEPAGEN SUB |
| Legal Lot Number | 1 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 1404 |
2103 Fox Creek Rd is owner-occupied and held in a trust since February 2024.
Source: McLean County records, as of April 8, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2103 FOX CREEK RD, BLOOMINGTON, IL 61701-9524 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 16, 2023 | Deed of Trust, Mortgage CHARLES FRANK NIEPAGEN ETAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 9, 2024 |
| Transfer Doc | 0000013157 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Sep 22, 2025 |
| Property Address | 2103 FOX CREEK RD, BLOOMINGTON, IL 61701-9524 |
| Document Number | 202500013157 |
| Map Reference | DOC 2012-18700 |
| Instrument Date | Feb 9, 2025 |
| Instrument | 2025-00013157 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2103 FOX CREEK RD, BLOOMINGTON, IL 61701-9524 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2103 FOX CREEK RD, BLOOMINGTON, IL 61701-9524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2103 FOX CREEK RD, BLOOMINGTON, IL 61701-9524 |
| Document Number | 202300002176 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 2023-00002176 |
| Name | CHARLES FRANK NIEPAGEN ETAL |
|---|---|
| Type | Private Party |
| Address | 1520 SIX POINTS RD, BLOOMINGTON, IL 61701 |
| Amount | Amount on Record |
|---|---|
| Term | 102 Months |
| Due | Aug 1, 2031 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $262,334 (+2.26%) Land $93,330 Building $169,004 | $787,002 (+2.26%) Land $279,990 Building $507,012 | |
| 2024 | $20,230.00 (-1.43%) | $256,536 (+3.34%) Land $91,267 Building $165,269 | $769,608 (+3.34%) Land $273,801 Building $495,807 |
| 2023 | $20,524.00 | $248,244 Land $88,317 Building $159,927 | $744,732 Land $264,951 Building $479,781 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2103 Fox Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2103 Fox Creek Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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