21028 Oxbow Bend, Estero, FL 33928 Property Records

Lee County property record for 21028 Oxbow Bend, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,034 sqft · built 1994
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jun 2001)
Tax Bill	$2,412 (2025)
Deeds & Mortgages	Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`34-46-25-E2-0800A.0070`

Property Details

APN / Parcel Number

Primary APN	`34-46-25-E2-0800A.0070`
Alternative APNs	`253446E20800A0070` `344625080000A0070` `10275941`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	1,434 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	240 sqft
Porch	Slab
Porch Area	148 sqft
Patio Area	360 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10275941
Street Address	21028 OXBOW BND
City	ESTERO
State	FL
Zip	33928-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	VILLAGES AT COUNTRY CREEK UT 3 BLK A-3 PB 43 PG 28 LOT 7
Legal Range	25E
Legal Township	46S
Legal Section	34
Legal Subdivision	VILLAGES AT COUNTRY CREEK
Legal Tract	E2
Legal Block	A
Legal Lot Number	7
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	50210

Owner

Source: Lee County records · APN 34-46-25-E2-0800A.0070

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21028 OXBOW BND, ESTERO, FL 33928-2246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2001 · Amount on Record
Deed Sale	Jun 06, 2001 · Amount on Record
Prior Sale	Nov 02, 1994 · Amount on Record
Deed Book / Page	3426 / 2845
Last Transfer Date	Jul 24, 2020
Transfer Doc	0000196113
Record Updated	Jun 08, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Aug 21, 2020
Property Address	21028 OXBOW BND, ESTERO, FL 33928-2246
Document Number	0000196113
Instrument Date	Jul 24, 2020
Instrument	196113
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21028 OXBOW BND ESTERO FL 339282246, ESTERO, FL 33928-2246

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,412.00 (+8.36%) Homeowner's exemption	$197,357 (+5.99%)	$363,942 (+7.66%) Land $67,023 Building $296,919
2023	$2,226.00 (-2.58%) Homeowner's exemption	$186,209 (+3%)	$338,063 (+25.08%) Land $68,173 Building $269,890
2022	$2,285.00 Homeowner's exemption	$180,785	$270,269 Land $81,592 Building $188,677

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), as of September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710502101, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Lumen Technologies.

Based on FCC filings for 206 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL5364048, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.