Lee County property record for 20998 Oxbow Bend, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,491 sqft · built 1989 |
| Lot Size | 0.136 acres (5,942 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $474,000 (Mar 2023) |
| Tax Bill | $4,115 (2025) |
| Deeds & Mortgages | May 2024 Transfer Mar 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-46-25-E3-0800A.0120 |
| Primary APN | 27-46-25-E3-0800A.0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,491 sqft Living Area |
| Gross Area | 2,257 sqft |
| 1st Floor Area | 1,445 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 5,942 sqft (0.136 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 350 sqft |
| Patio Area | 400 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10275946 |
|---|---|
| Street Address | 20998 OXBOW BND |
| City | ESTERO |
| State | FL |
| Zip | 33928-2246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | VILLAGES AT COUNTRY CREEK UT 3 BLK A-3 PB43 PG 28 LOT 12 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 27 |
| Legal Subdivision | VILLAGES AT COUNTRY CREEK |
| Legal Tract | E3 |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 50210 |
Source: Lee County records · APN 27-46-25-E3-0800A.0120
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 20998 OXBOW BND, ESTERO, FL 33928-2246 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 08, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 23, 2023 | Warranty Deed, Transfer MARKETPLACE TITLE LLC, MARKETPLACE TITLE |
| Nov 15, 2021 | Warranty Deed, Transfer ACCENT TITLE INS AGCY INC |
| Aug 29, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2023 · Amount on Record |
| Deed Sale | Mar 23, 2023 · Amount on Record |
| Prior Sale | Nov 15, 2021 · Amount on Record |
| Deed Document Number | 2023105359 |
| Prior Transfer Date | Aug 15, 2017 |
| Prior Transfer Doc | 0000184918 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | May 08, 2024 |
| Property Address | 20998 OXBOW BND, ESTERO, FL 33928-2246 |
| Document Number | 0000130987 |
| Map Reference | MB A-3 PG 12-28 |
| Instrument Date | May 07, 2024 |
| Instrument | 2024000130987 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20998 OXBOW BND, ESTERO, FL 33928-2246 |
| Name | Verified Name |
|---|---|
| Address | 20998 OXBOW BND, ESTERO, FL 33928-2246 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Mar 23, 2023 |
| Property Address | 20998 OXBOW BND, ESTERO, FL 33928-2246 |
| Document Number | 0000105359 |
| Map Reference | MB 43 PG 12-28 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 2023000105359 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2023 |
| Title Company | MARKETPLACE TITLE LLC, MARKETPLACE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,318.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20998 OXBOW BND, ESTERO, FL 33928-2246 |
| Name | Verified Name |
|---|---|
| Address | 20998 OXBOW BND, ESTERO, FL 33928-2246 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Nov 15, 2021 |
| Property Address | 20998 OXBOW BND, ESTERO, FL 33928-2246 |
| Document Number | 0000373442 |
| Map Reference | MB 43 PG 12-28 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021000373442 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | ACCENT TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20998 OXBOW BND, ESTERO, FL 33928-2246 |
| Name | Verified Name |
|---|---|
| Address | 1115 HEATHROW LN, AURORA, IL 60502-6814 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Aug 29, 2017 |
| Property Address | 20998 OXBOW BND, ESTERO, FL 33928-2246 |
| Document Number | 0000184918 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 184918 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 300 ASCOT CT NORTH WALES PA 194544520, NORTH WALES, PA 19454-4520 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,115.00 (+30.8%) Homeowner's exemption | $328,160 (+27.94%) Land $67,023 Building $261,137 | $328,160 (+4.81%) Land $67,023 Building $261,137 |
| 2023 | $3,146.00 (-1.26%) Homeowner's exemption | $256,496 (+3%) | $313,088 (+25.73%) Land $111,956 Building $201,132 |
| 2022 | $3,186.00 Homeowner's exemption | $249,025 Land $81,592 Building $167,433 | $249,025 Land $81,592 Building $167,433 |
Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 143 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 143 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Lumen Technologies.
Based on FCC filings for 206 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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