Harford County property record for 2097 Gemini Ct, Havre De Grace, MD 21078
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,924 sqft · built 2003 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,307 (Oct 2003) |
| Tax Bill | $3,879 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-100398 |
| Primary APN | 02-100398 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,924 sqft Total Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 17,990 sqft (0.413 acres) |
| Garage Type | Mixed |
| Garage Area | 693 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 100398 |
|---|---|
| Street Address | 2097 GEMINI CT |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 44 17990 SF 2097 GEMINI COURT GREENS ROCK GLENN 107/79 |
| Legal Subdivision | GREENS ROCK GLENN |
| Legal Lot Number | 44 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 6, HAVRE DE GRACE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 306300 |
2097 Gemini Ct is owned and occupied by two individuals who bought it in October 2003.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2097 GEMINI CT, HAVRE DE GRACE, MD 21078-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2003 · Amount on File |
| Deed Sale | Oct 8, 2003 · Amount on File |
| Prior Sale | Apr 7, 2003 · Amount on File |
| Deed Document Number | 200398 |
| Deed Book / Page | 4946 / 425 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2097 Gemini Ct was $3,879 with a homeowner's exemption.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $459,500 Land $112,700 Building $346,800 | $459,500 Land $112,700 Building $346,800 | |
| 2025 | $3,879.00 Homeowner's exemption | ||
| 2023 | $387,000 Land $112,700 Building $274,300 | $387,000 Land $112,700 Building $274,300 | |
| 2022 | $3,597.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2097 Gemini Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2011–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2097 Gemini Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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