2102 Gardenview Rd, Sebring, FL 33870 Property Records

Highlands County property record for 2102 Gardenview Rd, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,988 sqft · built 1925
Lot Size	0.999 acres (43,551 sqft)
Owner	2 Individual Names on File
Last Sale	$6,800 (Oct 2016)
Tax Bill	$1,718 (2024)
Deeds & Mortgages	Apr 2020 Line of Credit Apr 2012 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S134805027100050`

Property Details

APN / Parcel Number

Primary APN	`S134805027100050`
Alternative APN	`S-13-34-28-050-2710-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,988 sqft Living Area
1st Floor Area	1,458 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1968
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	43,551 sqft (0.999 acres)
Lot Dimensions	152 ft deep x 94 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	1,146 sqft
Driveway	Driveway
Driveway Area	288 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	1,080 sqft
Fence	Fence
Shed	1 Shed
Shed Area	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	S134805027100050
Street Address	2102 GARDENVIEW RD
City	SEBRING
State	FL
Zip	33870-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE SEBRING SHEET 5 PB 2-PG 16 N 1/2 OF LOT 5-ALL LOTS 6- 8 + S 1/2 LOT 9 BLK 271
Legal Range	28E
Legal Township	34S
Legal Section	13
Legal Subdivision	LAKE SEBRING SHEET 5
Legal Block	271
Legal Lot Number	5 7
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3047
Census Tract	960700

Owner

Source: Highlands County records · APN S134805027100050

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2102 GARDENVIEW RD, SEBRING, FL 33870-1531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK NA
Apr 24, 2012	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2016 · Amount on Record
Deed Sale	Oct 26, 2016 · Amount on Record
Prior Sale	Jul 18, 2008
Deed Document Number	1831257
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2102 GARDENVIEW RD, SEBRING, FL 33870-1531
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001983911
Date	Apr 29, 2020
Book Page	2750/1117
Instrument	1983911

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	SEBRING, FL 33871

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 14, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2102 GARDENVIEW RD, SEBRING, FL 33870-1531
Document Number	0001872670
Book / Page	002607 / 000327
Instrument Date	Apr 24, 2012
Transaction Type	Mortgage
Record Updated	Dec 01, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2102 GARDENVIEW RD SEBRING FL 338701531, SEBRING, FL 33870-1531

Mortgage

Document Number	0001872670
Date	Nov 13, 2017
Book Page	002607/000327
Instrument	1872670

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 12, 2027

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,400 (+5.99%)	$247,356 (+13.19%) Land $74,985 Building $172,371
2024	$1,718.00 (+4.88%)
2023	$1,638.00 (+6.92%) Homeowner's exemption	$107,938 (+3%)	$218,539 (+24.66%) Land $44,991 Building $173,548
2022	$1,532.00 Homeowner's exemption	$104,794	$175,314 Land $28,494 Building $146,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1998–2022)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 190 locations within half a mile of this property.

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