Highlands County property record for 2020 Gardenview Rd, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,678 sqft · built 1925 |
| Lot Size | 0.328 acres (14,299 sqft) |
| Owner | Owner Name on File |
| Last Sale | $142,000 (May 2007) |
| Tax Bill | $881 (2024) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S134805027100030 |
| Primary APN | S134805027100030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,678 sqft Living Area |
| 1st Floor Area | 1,042 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,299 sqft (0.328 acres) |
| Lot Dimensions | 134 ft deep x 105 ft wide |
| Garage Type | Finished |
| Garage Area | 620 sqft |
| Driveway | Driveway |
| Driveway Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 442 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 48 sqft |
| Patio Area | 440 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | S134805027100030 |
|---|---|
| Street Address | 2020 GARDENVIEW RD |
| City | SEBRING |
| State | FL |
| Zip | 33870-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE SEBRING SHEET 5 PB 2-PG 16 N 1/2 OF LOT 3-ALL LOT 4 + S 1/2 OF LOT 5 BLK 271 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 13 |
| Legal Subdivision | LAKE SEBRING SHEET 5 |
| Legal Block | 271 |
| Legal Lot Number | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 960700 |
The current owner of 2020 Gardenview Rd bought it in May 2007.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2020 GARDENVIEW RD, SEBRING, FL 33870-1529 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2007 · Amount on File |
| Deed Sale | May 29, 2007 · Amount on File |
| Prior Sale | Sep 26, 2003 · Amount on File |
| Deed Document Number | 1455794 |
| Deed Book / Page | 2071 / 1391 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2020 GARDENVIEW RD, SEBRING, FL 33870-1529 |
| Document Number | 0001943015 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2020 GARDENVIEW RD SEBRING FL 338701529, SEBRING, FL 33870-1529 |
| Document Number | 0001943015 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 002696/000080 |
| Instrument | 1943015 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | PO BOX 1926, SEBRING, FL 33871-1926 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 3, 2039 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $70,278 | $148,571 Land $25,988 Building $122,583 | |
| 2024 | $881.00 (+5.01%) | ||
| 2023 | $839.00 (-4.33%) Homeowner's exemption Disabled Person's exemption | $66,308 (+3%) | $144,914 (+24.51%) Land $15,592 Building $129,322 |
| 2022 | $877.00 Homeowner's exemption Disabled Person's exemption | $64,377 | $116,391 Land $9,875 Building $106,516 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2020 Gardenview Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (1998–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2020 Gardenview Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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