21010 Ellis Ct, Smithsburg, MD 21783 Property Records

Washington County property record for 21010 Ellis Ct, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,501 sqft · built 2017
Lot Size	0.99 acres (43,137 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Jan 2017)
Tax Bill	$4,157 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-046628`

Property Details

APN / Parcel Number

Primary APN	`18-046628`
Alternative APN	`046628`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,501 sqft Total Area
Basement Area	1,127 sqft
Finished Basement	1,127 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,137 sqft (0.99 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	576 sqft
Porch	Slab
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	046628
Street Address	21010 ELLIS CT
City	SMITHSBURG
State	MD
Zip	21783-1599
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	LOT 5 0.99 ACRES 21010 ELLIS COURT W/S LITTLE ANTIETAM ROAD
Legal Subdivision	SCOTT A ELLIS
Legal Lot Number	5
Jurisdiction	WASHINGTON MD
Township / Civil Division	18, CHEWSVILLE
Census Block Group	1
Census Block	1001
Census Tract	11202

Owner

21010 Ellis Ct is owned and occupied by two individuals who bought it in January 2017.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21010 ELLIS CT, SMITHSBURG, MD 21783-1599
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK INC
Jan 5, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2017 · Amount on File
Deed Sale	Jan 5, 2017 · Amount on File
Deed Document Number	20175409-0245
Deed Book / Page	5409 / 245
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	21010 ELLIS CT, SMITHSBURG, MD 21783-1599
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069610436
Date	Mar 22, 2022
Book Page	6961/436

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	21010 ELLIS CT, SMITHSBURG, MD 21783-1599
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056490178
Date	Dec 7, 2017
Book Page	5649/0178
Instrument	5649-0178

Lender

Name	CNB BANK INC
Type	Bank
Address	BERKELEY SPRINGS, WV 25411

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 5, 2017
Property Address	21010 ELLIS CT, SMITHSBURG, MD 21783-1599
Document Number	0054090245
Book / Page	005409 / 000245
Instrument Date	Jan 3, 2017
Transaction Type	Transfer
Record Updated	Mar 9, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21010 ELLIS CT SMITHSBURG MD 217831599, SMITHSBURG, MD 21783-1599

Tax Assessment & Valuation

The 2026 property tax bill for 21010 Ellis Ct was $4,157 with a homeowner's exemption, up 5.6% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,157.00 (+5.56%) Homeowner's exemption	$517,133 (+17.86%)	$595,500 (-) Land $64,900 Building $530,600
2025	$3,938.00 Homeowner's exemption	$438,767	$595,500 Land $64,900 Building $530,600
2023	$3,574.00	$343,733	$360,400 Land $64,900 Building $295,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21010 Ellis Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–1996)
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21010 Ellis Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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