21007 Ellis Ct, Smithsburg, MD 21783 Property Records

Washington County property record for 21007 Ellis Ct, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,566 sqft · built 2018
Lot Size	0.927 acres (40,360 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Feb 2018)
Tax Bill	$5,478 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-046598`

Property Details

APN / Parcel Number

Primary APN	`18-046598`
Alternative APN	`046598`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,566 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	40,360 sqft (0.927 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	576 sqft
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	046598
Street Address	21007 ELLIS CT
City	SMITHSBURG
State	MD
Zip	21783-1598
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	LOT 3 0.93 ACRES 21007 ELLIS COURT W/S LITTLE ANTIETAM ROAD
Legal Subdivision	PRELIMINARY
Legal Lot Number	3
Jurisdiction	WASHINGTON MD
Township / Civil Division	18, CHEWSVILLE
Census Block Group	1
Census Block	1001
Census Tract	11202

Owner

21007 Ellis Ct is owned and occupied by two individuals who bought it in February 2018.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21007 ELLIS CT, SMITHSBURG, MD 21783-1598
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit PATRIOT FCU
Feb 2, 2018	Deed, Transfer · ARM CNB BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2018 · Amount on File
Deed Sale	Feb 2, 2018 · Amount on File
Deed Document Number	20185684-0405
Deed Book / Page	5684 / 405
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	21007 ELLIS CT, SMITHSBURG, MD 21783-1598
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078010366
Date	Nov 13, 2025
Book Page	7801/366

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Feb 2, 2018
Property Address	21007 ELLIS CT, SMITHSBURG, MD 21783-1598
Document Number	0056840405
Book / Page	5684 / 0405
Map Reference	FO8698
Instrument Date	Jan 31, 2018
Instrument	5684-0405
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18001 LYLES DR, HAGERSTOWN, MD 21740-9611

Mortgage

Document Number	0056840413
Date	Feb 2, 2018
Instrument	5684-0413

Lender

Name	CNB BANK INC
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	372 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.24%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 21007 Ellis Ct was $5,478 with a homeowner's exemption, up 5.5% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,478.00 (+5.49%) Homeowner's exemption	$675,500 (+17.97%)	$778,400 (-) Land $64,100 Building $714,300
2025	$5,193.00 Homeowner's exemption	$572,600	$778,400 Land $64,100 Building $714,300
2023	$4,689.00 (+2.99%) Homeowner's exemption	$450,900 (+4.35%)	$469,700 (-) Land $64,100 Building $405,600
2022	$4,553.00 Homeowner's exemption	$432,100	$469,700 Land $64,100 Building $405,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21007 Ellis Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–1996)
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21007 Ellis Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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