2101 E 4th St, Spencer, IA 51301 Property Records

Clay County property record for 2101 E 4th St, Spencer, IA 51301

Property Summary

Property TypeCommercial
Lot Size2.02 acres (87,991 sqft)
OwnerCompany Name on Record
Flood ZoneZone AE (high risk)
APN963608452011

Property Details

APN / Parcel Number

Primary APN963608452011

Exterior

Lot Area87,991 sqft (2.02 acres)
GranaryGranary

Location & Zoning

Street Address2101 E 4TH ST
CitySPENCER
StateIA
Zip51301
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeA-1 AGRICULTURAL
Legal DescriptionLOT 11 REPLAT OF LOT 10 GREEN IND CENTER 1ST ADD
Legal Township18
Legal SubdivisionREPLAT LOT 10 GREEN INDUSTRIAL CENTER
Legal Lot Number10,11
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group1
Census Block1018
Census Tract80200

Owner

Source: Clay County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address101 W 5TH ST, SPENCER, IA 51301-3821
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2008
Deed SaleAug 8, 2008
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$420,840 (+10.06%) Land $30,300 Building $390,540$420,840 (+10.06%) Land $30,300 Building $390,540
2023$382,380 Land $30,300 Building $352,080$382,380 Land $30,300 Building $352,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1993–2024)
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Premier Communications
Fiber
1,000 / 1,000

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