Clay County property record for 1015 E 4th St, Spencer, IA 51301 · Last verified October 2025
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,712 sqft · built 1956 |
| Owner | 2 Company Names on File |
| Tax Bill | $1,748 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 963608354701 |
| Primary APN | 963608354701 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Basement Area | 1,472 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Old Parcel Number | 68296360835470100 |
|---|---|
| Street Address | 1015 E 4TH ST |
| City | SPENCER |
| State | IA |
| Zip | 51301-5117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | AG DWELLING SOUTH OF RY SW SW 8-96-36 |
| Legal Range | 36 |
| Legal Township | 18 |
| Legal Section | 08 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 80200 |
Source: Clay County records · APN 963608354701
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1015 E 4TH ST, SPENCER, IA 51301-5117 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2022 |
| Deed Sale | Aug 23, 2022 |
| Deed Document Number | 0020222248 |
| Record Updated | Jun 08, 2026 |
Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $143,320 (+7.69%) Building $143,320 | $143,320 (+7.69%) Building $143,320 | |
| 2024 | $1,748.00 (-5%) | ||
| 2023 | $133,080 (+17.41%) Building $133,080 | $133,080 (+17.41%) Building $133,080 | |
| 2022 | $1,840.00 Homeowner's exemption | $113,350 Building $113,350 | |
| 2021 | $113,350 Building $113,350 |
Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190410802001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1993–2024) |
| Most Recent Claim | Jun 2024, river or lake flooding, Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 371 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spencer Municipal Communications Utility | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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