2100 E 41st St, Sterling, IL 61081 Property Records

Whiteside County property record for 2100 E 41st St, Sterling, IL 61081 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3,777 sqft · built 1996
Lot Size	0.684 acres (29,828 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Mar 2025)
Tax Bill	$7,416 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1110227009`

Property Details

APN / Parcel Number

Primary APN	`1110227009`
Alternative APNs	`121003` `51468`

Interior

Building Area	3,777 sqft Building Perimeter
Basement Area	774 sqft
Unfinished Basement	774 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	29,828 sqft (0.684 acres)
Garage Area	444 sqft

Location & Zoning

Account Number	121003
Street Address	2100 E 41ST ST
City	STERLING
State	IL
Zip	61081-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAYMOND SNAVELYS 4TH ADD W 1/2 OF LOT 9
Legal Subdivision	RAYMOND SNAVELYS FOURTH ADDITION
Legal Lot Number	9
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3013
Census Tract	900

Owner

Source: Whiteside County records · APN 1110227009

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	209 12TH AVE, STERLING, IL 61081-2840
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage GUARANTEED RATE INC
Mar 11, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 16, 2024	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2025 · Amount on Record
Deed Sale	Mar 11, 2025 · Amount on Record
Prior Sale	Aug 16, 2007 · Amount on Record
Deed Document Number	20251084
Prior Transfer Date	Dec 18, 2023
Prior Transfer Doc	0000000207
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2100 E 41ST ST, STERLING, IL 61081-9453
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000821
Date	Feb 23, 2026
Instrument	2026-00821

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 11, 2025
Property Address	2100 E 41ST ST, STERLING, IL 61081-9453
Document Number	0000001084
Instrument Date	Jan 29, 2025
Instrument	2025-01084
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2100 E 41ST ST, STERLING, IL 61081-9453
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001085
Date	Mar 11, 2025
Instrument	2025-01085

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2055

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 16, 2024
Property Address	2100 E 41ST ST, STERLING, IL 61081-9453
Document Number	0000000207
Instrument Date	Dec 18, 2023
Instrument	2024-00207
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 E 41ST ST, STERLING, IL 61081-9453

Mortgage

Document Number	0000000208
Date	Jan 16, 2024
Instrument	2024-00208

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,416.00 (+15.37%)	$103,006 (+18.28%) Land $6,916 Building $96,090
2024			$309,018 (+18.28%) Land $20,748 Building $288,270
2022	$6,428.00 Additional exemption filed	$87,085 Land $5,847 Building $81,238	$261,255 Land $17,541 Building $243,714

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950009003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (2002)
Most Recent Claim	Jun 2002, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, JAB Wireless, Computer Dynamics of NW Illinois. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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