1906 E 41st St, Sterling, IL 61081 Property Records

Whiteside County property record for 1906 E 41st St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.698 acres (30,417 sqft)
Owner	Individual Name on Record
Tax Bill	$6,832 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1110204003`

Property Details

APN / Parcel Number

Primary APN	`1110204003`
Alternative APN	`94737`

Exterior

Lot Area	30,417 sqft (0.698 acres)
Lot Dimensions	176 ft deep x 172 ft wide

Location & Zoning

Account Number	94737
Street Address	1906 E 41ST ST
City	STERLING
State	IL
Zip	61081-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAYMOND SNAVELYS 4TH ADD LOT 6 742106X
Legal Subdivision	RAYMOND SNAVELYS FOURTH ADDITION
Legal Lot Number	6
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3013
Census Tract	900

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1906 E 41ST ST, STERLING, IL 61081-9419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage COMMUNITY ST BK/ROCK FALLS
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY ST BK/ROCK FALLS
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY ST BK/ROCK FALLS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1906 E 41ST ST, STERLING, IL 61081-9419
Document Number	0000000252
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1906 E 41ST ST STERLING IL 610819419, STERLING, IL 61081-9419

Mortgage

Document Number	0000000252
Date	Jan 12, 2021
Instrument	252

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	STERLING, IL 61081

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 11, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1906 E 41ST ST, STERLING, IL 61081-9419
Document Number	0000004051
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1906 E 41ST ST STERLING IL 610819419, STERLING, IL 61081-9419

Mortgage

Document Number	0000004051
Date	Jul 31, 2019
Instrument	4051

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2034

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 29, 2018
Property Address	1906 E 41ST ST, STERLING, IL 61081-9419
Document Number	0000003469
Instrument Date	Jun 28, 2018
Instrument	3469
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1906 E 41ST ST STERLING IL 610819419, STERLING, IL 61081-9419

Mortgage

Document Number	3470
Date	Jun 29, 2018
Instrument	3470

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,832.00	$95,367 Land $7,481 Building $87,886
2024			$286,101 Land $22,443 Building $263,658

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2002)
Most Recent Claim	Jun 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: JCWIFI.com, Rise Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 41st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures