210 W Maple St, Waterloo, IN 46793 Property Records

DeKalb County property record for 210 W Maple St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,646 sqft · built 1975
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$53,500 (Feb 2002)
Tax Bill	$1,065 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-06-03-311-012.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-03-311-012.000-008`
Alternative APN	`310603311012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,646 sqft
Basement Area	1,002 sqft
Unfinished Basement	1,002 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	125 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	314 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310603311012
Street Address	210 W MAPLE ST
City	WATERLOO
State	IN
Zip	46793-9558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROTHINGHAM & HORNBERGERS RESURVEY OP LOT 122
Legal Subdivision	FROTHINGHAM & HORNBERGERS
Legal Lot Number	122
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1027
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 W MAPLE ST, WATERLOO, IN 46793-9558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE GARRETT STATE BANK
Aug 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage THE GARRETT STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2002 · Amount on Record
Deed Sale	Feb 25, 2002 · Amount on Record
Last Transfer Date	Mar 31, 2005
Transfer Doc	0000002466
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	210 W MAPLE ST, WATERLOO, IN 46793-9558
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 W MAPLE ST, WATERLOO, IN 46793-9558

Mortgage

Document Number	0202303747
Date	Aug 4, 2023
Instrument	202303747

Lender

Name	THE GARRETT STATE BANK
Type	Bank
Address	GARRETT, IN 46738

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	210 W MAPLE ST, WATERLOO, IN 46793-9558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201704227
Date	Aug 7, 2017
Instrument	201704227

Lender

Name	THE GARRETT STATE BANK
Type	Bank
Address	GARRETT, IN 46738

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2027

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,065.00 (-8.58%)	$131,000 (+0.69%) Land $23,700 Building $107,300	$131,000 (+0.69%) Land $23,700 Building $107,300
2024	$1,165.00 (+17.44%)	$130,100 (+6.9%) Land $23,700 Building $106,400	$130,100 (+6.9%) Land $23,700 Building $106,400
2023	$992.00 (+11.46%)	$121,700 (+15.9%) Land $21,900 Building $99,800	$121,700 (+15.9%) Land $21,900 Building $99,800
2022	$890.00	$105,000 Land $20,700 Building $84,300	$105,000 Land $20,700 Building $84,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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