425 W Maple St, Waterloo, IN 46793 Property Records

DeKalb County property record for 425 W Maple St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,456 sqft · built 1921
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$330,000 (Aug 2022)
Tax Bill	$3,101 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-06-03-351-005.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-03-351-005.000-008`
Alternative APN	`310603351005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,456 sqft Living Area
1st Floor Area	3,456 sqft
Attic	Attic
Attic Area	1,428 sqft
Basement Area	1,668 sqft
Unfinished Basement	1,668 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1965
Construction Type	Brick
Foundation Type	Raised
Roof Material	Slate
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	127 ft deep x 224 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	90 sqft
Gazebo	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310603351005
Street Address	425 W MAPLE ST
City	WATERLOO
State	IN
Zip	46793-9560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F & H RESURVEY LOT 150
Legal Subdivision	FRUTHINGARN & HORNBERGERS
Legal Lot Number	150
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1041
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	425 W MAPLE ST, WATERLOO, IN 46793-9560
Owner Type	Company
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Mar 22, 2021	Quit Claim Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Sep 15, 2020	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	20225315
Prior Transfer Date	Mar 8, 2021
Prior Transfer Doc	0202102105
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Aug 18, 2022
Property Address	425 W MAPLE ST, WATERLOO, IN 46793-9560
Document Number	0202205315
Instrument Date	Aug 12, 2022
Instrument	202205315
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 W MAPLE ST, WATERLOO, IN 46793-9560

Mortgage

Document Number	0202205316
Date	Aug 18, 2022
Instrument	202205316

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IN
Recording Date	Mar 22, 2021
Property Address	425 W MAPLE ST, WATERLOO, IN 46793-9560
Document Number	0202102105
Instrument Date	Mar 8, 2021
Instrument	202102105
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 W MAPLE ST, WATERLOO, IN 46793-9560

Mortgage

Document Number	0202102106
Date	Mar 22, 2021
Instrument	202102106

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Sep 15, 2020
Property Address	425 W MAPLE ST, WATERLOO, IN 46793-9560
Document Number	0202005734
Instrument Date	Aug 28, 2020
Instrument	202005734
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	425 W MAPLE ST, WATERLOO, IN 46793-9560

Mortgage

Document Number	0202005735
Date	Sep 15, 2020
Instrument	202005735

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,101.00 (-4.79%)	$257,900 (+0.82%) Land $80,500 Building $177,400	$257,900 (+0.82%) Land $80,500 Building $177,400
2024	$3,257.00 (+8.68%)	$255,800 (+7.03%) Land $80,500 Building $175,300	$255,800 (+7.03%) Land $80,500 Building $175,300
2023	$2,997.00 (+9.42%)	$239,000 (+10.34%) Land $74,500 Building $164,500	$239,000 (+10.34%) Land $74,500 Building $164,500
2022	$2,739.00 Homeowner's exemption	$216,600 Land $70,400 Building $146,200	$216,600 Land $70,400 Building $146,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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