210 Spruce St, Delmar, MD 21875 Property Records

Wicomico County property record for 210 Spruce St, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,469 sqft · built 1973
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,500 (Jun 2019)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-003028`

Property Details

APN / Parcel Number

Primary APN	`11-003028`
Alternative APN	`003028`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,469 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	59,677 sqft (1.37 acres)
Garage Type	Mixed
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	582 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	003028
Street Address	210 SPRUCE ST
City	DELMAR
State	MD
Zip	21875-1758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-1.37AC 210 SPRUCE STREET S OF DELMAR
Legal Subdivision	WILSHIRE PARK
Jurisdiction	WICOMICO MD
Township / Civil Division	11, DELMAR
Census Block Group	1
Census Block	1051
Census Tract	10703

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	210 SPRUCE ST, DELMAR, MD 21875-1758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
May 3, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jun 4, 2019	Grant Deed, Transfer EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Prior Sale	Jun 15, 1979 · Amount on Record
Deed Book / Page	4477 / 123
Transfer Doc	0000200745
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	210 SPRUCE ST, DELMAR, MD 21875-1758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY NATL TTL & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046970118
Date	Sep 14, 2020
Book Page	4697/118

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	210 SPRUCE ST, DELMAR, MD 21875-1758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044640330
Date	May 3, 2019
Book Page	4464/330

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Jun 4, 2019
Property Address	210 SPRUCE ST, DELMAR, MD 21875-1758
Document Number	0044770123
Book / Page	004477 / 000123
Instrument Date	May 31, 2019
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$228.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	210 SPRUCE ST DELMAR MD 218751758, DELMAR, MD 21875-1758

Mortgage

Document Number	44770132
Date	Jun 4, 2019
Book Page	004477/000132

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLEDOWN, MD 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,300 (+43.19%) Land $40,900 Building $276,400	$317,300 (+43.19%) Land $40,900 Building $276,400
2025	$2,691.00 (+21.76%)
2023	$2,210.00	$221,600 Land $40,900 Building $180,700	$221,600 Land $40,900 Building $180,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 82% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Simple Fiber.

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