206 Spruce St, Delmar, MD 21875 Property Records

Wicomico County property record for 206 Spruce St, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,315 sqft · built 1962
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Oct 2018)
Tax Bill	$2,890 (2024)
Deeds & Mortgages	Oct 2018 Sale & Mortgage Feb 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-010652`

Property Details

APN / Parcel Number

Primary APN	`11-010652`
Alternative APN	`010652`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,315 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	54,014 sqft (1.24 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	840 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	010652
Street Address	206 SPRUCE ST
City	DELMAR
State	MD
Zip	21875-1758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	L 27A-1.24 AC 206 SPRUCE ST WILCHER PARK RESUB
Legal Subdivision	RESUBDIVISION WILCHER PARK
Legal Lot Number	27A
Jurisdiction	WICOMICO MD
Township / Civil Division	11, DELMAR
Census Block Group	1
Census Block	1051
Census Tract	10703

Owner

Source: Wicomico County assessment roll, APN 11-010652, as of August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	206 SPRUCE ST, DELMAR, MD 21875-1758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2018	Grant Deed, Transfer · VA Mortgage MNET MTG
Feb 24, 2017	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Feb 24, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Prior Sale	Jun 25, 2008 · Amount on Record
Deed Book / Page	4388 / 31
Record Updated	Sep 20, 2026

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Oct 11, 2018
Property Address	206 SPRUCE ST, DELMAR, MD 21875-1758
Document Number	0043880031
Book / Page	004388 / 000031
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	OMNI LAND SETTLEMENT CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	206 SPRUCE ST DELMAR MD 218751758, DELMAR, MD 21875-1758

Mortgage

Document Number	43880037
Date	Oct 11, 2018
Book Page	004388/000037

Lender

Name	MNET MTG
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	206 SPRUCE ST, DELMAR, MD 21875-1758
Document Number	0041370248
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SPRUCE ST DELMAR MD 218751758, DELMAR, MD 21875-1758

Mortgage

Document Number	0041370248
Date	Mar 10, 2017
Book Page	004137/000248

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 09, 2037

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	206 SPRUCE ST, DELMAR, MD 21875-1758
Document Number	0041370267
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	REGISTER SETTLEMENT AND ESCROW S, TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SPRUCE ST DELMAR MD 218751758, DELMAR, MD 21875-1758

Mortgage

Document Number	0041370267
Date	Mar 10, 2017
Book Page	004137/000267

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Mar 09, 2037

Tax Assessment & Valuation

Source: Wicomico County assessment roll as of August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,600 (+54.11%) Land $35,600 Building $358,000	$393,600 (+54.11%) Land $35,600 Building $358,000
2024	$2,890.00 (+13.47%)
2023	$2,547.00	$255,400 Land $35,600 Building $219,800	$255,400 Land $35,600 Building $219,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wicomico County (24045C), as of April 28, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 295 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Simple Fiber.

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