208 School St, Gilbert, IA 50105 Property Records

Story County property record for 208 School St, Gilbert, IA 50105

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,248 sqft · built 1962
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,546 (2025)
Deeds & Mortgages	Sep 2019 Refinance Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-09-245-130`

Property Details

APN / Parcel Number

Primary APN	`05-09-245-130`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	925 sqft
Unfinished Basement	323 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	252 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	208 SCHOOL ST
City	GILBERT
State	IA
Zip	50105-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRE VIEW ADD AKA PRAIRIE VIEW ADD LOT:11 GILBERT
Legal Range	24W
Legal Township	84N
Legal Section	09
Legal Subdivision	PRAIRIE VIEW ADD
Legal Lot Number	11
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1042
Census Tract	103

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 SCHOOL ST, GILBERT, IA 50105-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN PACIFIC MORTGAGE
Jul 17, 2018	Deed of Trust, Mortgage AMERICAN PACIFIC MORTGAGE
Mar 3, 2021	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021
Deed Sale	Mar 3, 2021
Prior Sale	Sep 30, 2008 · Amount on Record
Deed Document Number	20212713
Prior Transfer Date	Sep 9, 2008
Prior Transfer Doc	0000010793
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	208 SCHOOL ST, GILBERT, IA 50105-1004
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201908678
Date	Sep 18, 2019
Instrument	2019-08678

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	208 SCHOOL ST, GILBERT, IA 50105-1004
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201806416
Date	Jul 17, 2018
Instrument	2018-06416

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Mar 3, 2021
Property Address	208 SCHOOL ST, GILBERT, IA 50105-1004
Document Number	0202102713
Instrument Date	Mar 1, 2021
Instrument	2021-02713
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 SCHOOL ST, GILBERT, IA 50105-1004

Mortgage

Document Number	0202102714
Date	Mar 3, 2021
Instrument	2021-02714

Lender

Name	INLANTA MORTGAGE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,546.00 (+8.34%)	$260,500 (+9.32%) Land $77,200 Building $183,300	$260,500 (+9.32%) Land $77,200 Building $183,300
2024	$4,196.00 (+8.26%)
2023		$238,300 Land $67,300 Building $171,000	$238,300 Land $67,300 Building $171,000
2022	$3,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: Colo Telephone Company, GigFire, Nextlink.

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