210 S 5th St, Waterville, OH 43566 Property Records

Lucas County property record for 210 S 5th St, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1951
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Aug 2024)
Tax Bill	$3,319 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`96-11801`

Property Details

APN / Parcel Number

Primary APN	`96-11801`
Alternative APN	`46024002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 1951
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,800 sqft (0.179 acres)
Lot Width	53 ft Width
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	222 sqft
Deck Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	210 S 5TH ST
City	WATERVILLE
State	OH
Zip	43566-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	WATERVILLE VILLAGE LOT 242 & S 6 FT 243
Legal Subdivision	WATERVILLE VILLAGE
Legal Lot Number	242
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	2
Census Block	2026
Census Tract	8906

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 S 5TH ST, WATERVILLE, OH 43566-1305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN FCU
Jun 10, 2021	Certificate of Transfer, Transfer
Mar 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Prior Sale	Jun 10, 2021
Deed Document Number	24105149
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	210 S 5TH ST, WATERVILLE, OH 43566-1305
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055322
Date	Oct 19, 2021
Instrument	202110190055322

Lender

Name	SUN FCU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2021: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LUCAS OH
Recording Date	Jun 10, 2021
Property Address	210 S 5TH ST, WATERVILLE, OH 43566-1305
Document Number	0000029276
Instrument Date	May 28, 2021
Instrument	202106100029276
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 S 5TH ST, WATERVILLE, OH 43566-1305

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	210 S 5TH ST, WATERVILLE, OH 43566-1305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012635
Date	Mar 28, 2018
Instrument	201803280012635

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,319.00 (+23.38%) Homeowner's exemption	$65,310 (-) Land $10,745 Building $54,565
2024	$2,690.00 (+31.35%) Homeowner's exemption	$65,310 (+40.41%) Land $10,745 Building $54,565	$186,600 (+40.41%) Land $30,700 Building $155,900
2023	$2,048.00 (-2.06%) Homeowner's exemption	$46,515 (-) Land $9,415 Building $37,100
2022	$2,091.00 Homeowner's exemption	$46,515 Land $9,415 Building $37,100
2021			$132,900 Land $26,900 Building $106,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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