122 S 5th St, Waterville, OH 43566 Property Records

Lucas County property record for 122 S 5th St, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,667 sqft · built 1953
Lot Size	0.252 acres (11,000 sqft)
Owner	Owner Name on Record
Tax Bill	$3,257 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96-11827`

Property Details

APN / Parcel Number

Primary APN	`96-11827`
Alternative APN	`46025003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,667 sqft Living Area
1st Floor Area	1,139 sqft
Attic	Attic
Attic Area	1,055 sqft
Basement Area	1,055 sqft

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	11,000 sqft (0.252 acres)
Lot Dimensions	132 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	126 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	122 S 5TH ST
City	WATERVILLE
State	OH
Zip	43566-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	WATERVILLE VILLAGE LOT 246
Legal Subdivision	WATERVILLE VILLAGE
Legal Lot Number	246
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	2
Census Block	2026
Census Tract	8906

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	122 S 5TH ST, WATERVILLE, OH 43566-1303
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Prior Sale	Jan 31, 1996 · Amount on Record
Last Transfer Date	Mar 6, 2014
Transfer Doc	0000008017
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	122 S 5TH ST, WATERVILLE, OH 43566-1303
Document Number	0000003385
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 S 5TH ST WATERVILLE OH 435661303, WATERVILLE, OH 43566-1303

Mortgage

Document Number	0000003385
Date	Jan 28, 2019
Instrument	3385

Lender

Name	STATE OF MICHIGAN
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2049

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,257.00 (+4.79%)	$62,825 (-) Land $13,965 Building $48,860
2024	$3,108.00 (+1.9%)	$62,825 (+14.92%) Land $13,965 Building $48,860	$179,500 (+14.92%) Land $39,900 Building $139,600
2023	$3,050.00 (-0.97%)	$54,670 (-) Land $12,145 Building $42,525
2022	$3,080.00	$54,670 Land $12,145 Building $42,525
2021			$156,200 Land $34,700 Building $121,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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