210 Phillips Ln, Union Bridge, MD 21791 Property Records

Carroll County property record for 210 Phillips Ln, Union Bridge, MD 21791

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1900
Lot Size	0.394 acres (17,151 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Sep 2020)
Tax Bill	$2,629 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-001061`

Property Details

APN / Parcel Number

Primary APN	`12-001061`
Alternative APN	`001061`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Metal
Lot Area	17,151 sqft (0.394 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	001061
Street Address	210 PHILLIPS LN
City	UNION BRIDGE
State	MD
Zip	21791-9031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT - 17151 SF 210 PHILLIPS LN UNION BRIDGE
Jurisdiction	CARROLL MD
Township / Civil Division	12, UNION BRIDGE
Census Block Group	1
Census Block	1016
Census Tract	512000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 PHILLIPS LN, UNION BRIDGE, MD 21791-9031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 23, 2018	Grant Deed, Transfer · Conventional Mortgage APEX HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Oct 23, 2018 · Amount on Record
Deed Book / Page	9866 / 281
Prior Transfer Date	Oct 19, 2018
Prior Transfer Doc	0091490414
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 25, 2020
Property Address	210 PHILLIPS LN, UNION BRIDGE, MD 21791-9031
Document Number	0098660281
Book / Page	9866 / 281
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	210 PHILLIPS LN, UNION BRIDGE, MD 21791-9031

Mortgage

Document Number	0009866289
Date	Sep 25, 2020
Instrument	9866/289

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 23, 2018
Property Address	210 PHILLIPS LN, UNION BRIDGE, MD 21791-9031
Document Number	0091490414
Book / Page	009149 / 000414
Instrument Date	Oct 19, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	210 PHILLIPS LN UNION BRIDGE MD 21791, UNION BRIDGE, MD 21791

Mortgage

Document Number	91490421
Date	Oct 23, 2018
Book Page	009149/000421

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,629.00 (+9.54%)	$229,400 (+9.8%) Land $85,000 Building $144,400	$229,400 (-) Land $85,000 Building $144,400
2025	$2,400.00 (+26.45%)	$208,933 (+24.36%)	$229,400 (+36.55%) Land $85,000 Building $144,400
2023	$1,898.00	$168,000 Land $83,000 Building $85,000	$168,000 Land $83,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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