Monroe County property record for 210 Oak St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,061 sqft Living Area |
| Lot Size | 7,908 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $171,000 (2020) |
| Tax Bill | $3,716.00 (2024) |
| Primary APN | 07-25-407-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,061 sqft Living Area |
| 1st Floor | 1,061 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 7,908 sqft (0.18 acres) |
| Depth X Width | 154 ft x 50 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 460 sqft Driveway |
| Garage Area | 300 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 64 sqft Shed |
| Deck Area | 252 sqft Deck |
| Patio Area | 72 sqft Patio |
| Porch Area | 66 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 210 OAK ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1425 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 ROSE & OMELVENEYS ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | ROSE & OMELVENEYS ADD |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 18 |
| Census Blockgroup | 4 |
| Census Block | 4033 |
| Census Tract | 600501 |
Source: Monroe County records · APN 07-25-407-004-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 210 OAK ST, WATERLOO, IL 62298-1425 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 02, 2020 | Warranty Deed, Transfer ACCENT TITLE |
| Aug 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2020 · Amount on Record |
| Deed Sale | Sep 02, 2020 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 02, 2020 |
| Property Address | 210 OAK ST, WATERLOO, IL 62298-1425 |
| Document Number | 0000410699 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 410699 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $256.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 210 OAK ST, WATERLOO, IL 62298-1425 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 210 OAK ST, WATERLOO, IL 62298-1425 |
| Document Number | 0000403415 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 210 OAK ST WATERLOO IL 622981425, WATERLOO, IL 62298-1425 |
| Document Number | 0000403415 |
|---|---|
| Date | Sep 05, 2019 |
| Instrument | 403415 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 04, 2049 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,490 (+34.92%) Land $16,170 Building $59,320 | $226,470 (+34.92%) Land $48,510 Building $177,960 | |
| 2024 | $3,716.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $55,950 Land $15,010 Building $40,940 | $167,850 Land $45,030 Building $122,820 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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