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204 Oak St, Waterloo, IL 62298 Property Records

Monroe County property record for 204 Oak St, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 896 sqft · built 1911
Lot Size0.19 acres (8,440 sqft)
Owner2 Trust Names on Record
Tax Bill$3,674 (2025)
Deeds & MortgagesNov 2019 Transfer
Flood ZoneZone X (minimal risk)
APN07-25-407-006-000

Property Details

APN / Parcel Number

Primary APN07-25-407-006-000
Alternative APN
  • 07251540302200 00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area896 sqft Building Perimeter
1st Floor Area896 sqft
Basement Area896 sqft
Unfinished Basement896 sqft

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Construction TypeFrame
Lot Area8,440 sqft (0.19 acres)
Lot Dimensions190 ft deep x 50 ft wide
PorchSlab
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address204 OAK ST
CityWATERLOO
StateIL
Zip62298-1425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionLOTS 1C, 2C, 3C & 4C ROSE & OMELVENEYS ADDN
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionROSE & OMELVENEYS ADD
Legal Lot Number1C,2C
JurisdictionMONROE IL
Township / Civil Division18
Census Block Group4
Census Block4033
Census Tract600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on Record
Mailing Address407 LAKEVIEW DR, WATERLOO, IL 62298-1837
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 5, 2019
Transfer Doc0000404618
Record UpdatedOct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateNov 7, 2019
Property Address204 OAK ST, WATERLOO, IL 62298-1425
Document Number0000404618
Instrument DateNov 5, 2019
Instrument404618
Transaction TypeTransfer
Record UpdatedNov 25, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address407 LAKEVIEW DR WATERLOO IL 622981837, WATERLOO, IL 62298-1837

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,674.00 (+6.55%)$60,220 (+17.64%) Land $16,200 Building $44,020$180,660 (+17.64%) Land $48,600 Building $132,060
2024$3,448.00
2022$51,190 Land $15,050 Building $36,140$153,570 Land $45,150 Building $108,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area		100 / 20

May also be available: Wisper ISP.

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