210 Oak St, Colo, IA 50056 Property Records

Story County property record for 210 Oak St, Colo, IA 50056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,628 sqft · built 1991
Lot Size0.331 acres (14,400 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Aug 2025)
Tax Bill$3,504 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN12-08-115-205

Property Details

APN / Parcel Number

Primary APN12-08-115-205

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,628 sqft Living Area
1st Floor Area1,628 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleA-Frame
Exterior MaterialBrick Veneer
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,400 sqft (0.331 acres)
Lot Dimensions120 ft deep x 120 ft wide
Garage TypeAttached
Garage Area731 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area92 sqft
Patio Area168 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address210 OAK ST
CityCOLO
StateIA
Zip50056-1041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARMODY'S 4TH ADD LOT 36 & S1/2 LOT 35
Legal Range21W
Legal Township83N
Legal Section08
Legal SubdivisionCARMODY'S 4TH ADD
Legal Lot Number35,36
JurisdictionSTORY IA
Township / Civil DivisionNEW ALBANY
Census Block Group3
Census Block3012
Census Tract10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address210 OAK ST, COLO, IA 50056-1041
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2025 · Amount on Record
Deed SaleAug 18, 2025 · Amount on Record
Prior SaleJul 11, 2017 · Amount on Record
Deed Document Number20256603
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address210 OAK ST, COLO, IA 50056-1041
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700006861
DateJul 11, 2017
Instrument2017-00006861
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2037

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityColo City
CountyStory County
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,504.00 (-0.17%) Homeowner's exemption$218,300 (+7.17%) Land $46,500 Building $171,800$218,300 (+7.17%) Land $46,500 Building $171,800
2024$3,510.00 (+13.59%)
2023$203,700 Land $38,300 Building $165,400$203,700 Land $38,300 Building $165,400
2022$3,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLO WATER SUPPLY
serves 853 people · EPA ID IA8520061
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Colo Telephone Company
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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