Story County property record for 206 Oak St, Colo, IA 50056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,995 sqft · built 1994 |
| Lot Size | 0.331 acres (14,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,500 (Jul 2020) |
| Tax Bill | $3,168 (2025) |
| Deeds & Mortgages | Jul 2020 Foreclosure Jul 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-115-225 |
| Primary APN | 12-08-115-225 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,995 sqft Living Area |
| 1st Floor Area | 1,995 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,400 sqft (0.331 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 155 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 206 OAK ST |
|---|---|
| City | COLO |
| State | IA |
| Zip | 50056-1041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARMODY'S 4TH ADD LOT 34 & N1/2 LOT 35 |
| Legal Range | 21W |
| Legal Township | 83N |
| Legal Section | 08 |
| Legal Subdivision | CARMODY'S 4TH ADD |
| Legal Lot Number | 34,35 |
| Jurisdiction | STORY IA |
| Township / Civil Division | NEW ALBANY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 10200 |
206 Oak St is owned and occupied by two individuals who bought it in July 2020.
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 OAK ST, COLO, IA 50056-1041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2020 | Legal Action/Court Order, Foreclosure · FHA Mortgage INLANTA MORTGAGE INC |
| Jul 22, 2020 | Legal Action/Court Order, Foreclosure · Conventional Mortgage IOWA FINANCE AUTHORITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2020 · Amount on File |
| Deed Sale | Jul 22, 2020 · Amount on File |
| Prior Sale | Jul 22, 2020 |
| Deed Document Number | 20208174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jul 22, 2020 |
| Property Address | 206 OAK ST, COLO, IA 50056-1041 |
| Document Number | 0202008173 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 2020-08173 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 206 OAK ST, COLO, IA 50056-1041 |
| Document Number | 0202008175 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 2020-08175 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jul 22, 2020 |
| Property Address | 206 OAK ST, COLO, IA 50056-1041 |
| Document Number | 0202008174 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020-08174 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 206 OAK ST, COLO, IA 50056-1041 |
| Document Number | 0202008176 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 2020-08176 |
| Name | IOWA FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 206 Oak St was $3,168 with a homeowner's exemption, up 0.2% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Colo City |
| County | Story County |
| Unified School District | Colo-NESCO Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,168.00 (+0.19%) Homeowner's exemption | $213,000 Land $46,500 Building $166,500 | $213,000 Land $46,500 Building $166,500 |
| 2024 | $3,162.00 | ||
| 2023 | $198,200 Land $38,300 Building $159,900 | $198,200 Land $38,300 Building $159,900 | |
| 2022 | $3,334.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 206 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLO WATER SUPPLY serves 853 people · EPA ID IA8520061 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Colo Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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