210 N Hampton St, Bay City, MI 48708 Property Records

Bay County property record for 210 N Hampton St, Bay City, MI 48708

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,120 sqft · built 1972
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Nov 2017)
Tax Bill$1,825 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2025 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN160-027-116-012-00

Property Details

APN / Parcel Number

Primary APN160-027-116-012-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions109 ft deep x 64 ft wide
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area111 sqft
Patio Area926 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address210 N HAMPTON ST
CityBAY CITY
StateMI
Zip48708-6766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SINGLE
Legal DescriptionS 63.97 FT OF N 112 FT OF THAT PART OF LOT D LYG E OF HAMPTON ST SUB OF OUTLOT 15 IN JOHN RILEYS RESERVATION T14NR5E
Legal SubdivisionJOHN RILEY S RESERVATION
Legal Lot NumberD
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group2
Census Block2008
Census Tract280400

Owner

210 N Hampton St is owned and occupied by an individual who bought it in November 2017.

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address210 N HAMPTON ST, BAY CITY, MI 48708-6766
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENT BANK
Jun 17, 2025Deed of Trust, Mortgage · Line of Credit
CREDIT UNION ONE
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENT BANK
Nov 8, 2017Quit Claim Deed, Transfer
DIVERSIFIED NATIONAL TITLE
Nov 8, 2017Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2017 · Amount on File
Deed SaleNov 8, 2017 · Amount on File
Prior SaleAug 1, 2008 · Amount on File
Deed Document Number20173248-906
Deed Book / Page3248 / 906
Prior Transfer DateSep 29, 2017
Prior Transfer Doc0032480903
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address210 N HAMPTON ST, BAY CITY, MI 48708-6766
Transaction TypeMortgage
Record UpdatedMay 18, 2026
Title CompanyLIGHTHOUSE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001832
DateFeb 1, 2021
Instrument202101832
Lender
NameINDEPENDENT BANK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2036

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address210 N HAMPTON ST, BAY CITY, MI 48708-6766
Transaction TypeMortgage
Record UpdatedMay 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 N HAMPTON ST, BAY CITY, MI 48708-6766

Mortgage

Document Number0000007657
DateJun 17, 2025
Instrument202507657
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 16, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address210 N HAMPTON ST, BAY CITY, MI 48708-6766
Transaction TypeMortgage
Record UpdatedJul 15, 2021
Title CompanyLIGHTHOUSE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202101832
DateFeb 1, 2021
Instrument202101832
Lender
NameINDEPENDENT BANK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2036

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateNov 8, 2017
Property Address210 N HAMPTON ST, BAY CITY, MI 48708-6766
Document Number0032480903
Book / Page003248 / 000903
Instrument DateSep 29, 2017
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyDIVERSIFIED NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2678 TAHOMA WAY SAULT SAINTE MARIE MI 497831275, SAULT SAINTE MARIE, MI 49783-1275

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateNov 8, 2017
Property Address210 N HAMPTON ST, BAY CITY, MI 48708-6766
Document Number0032480906
Book / Page3248 / 906
Instrument DateSep 12, 2017
Instrument3248-906
Transaction TypeTransfer
Record UpdatedJul 15, 2021
Title CompanyDIVERSIFIED NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$516.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2678 TAHOMA WAY, 2678, SAULT SAINTE MARIE, MI 49783-1275

Transferred To (Grantee/Buyer)

NameVerified Name
Address1587 N RUNNING DEER, MIDLAND, MI 48642

Mortgage

Document Number3248908
DateNov 8, 2017
Instrument3248-908
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 210 N Hampton St was $1,825 with a homeowner's exemption, up 21.4% from the year before.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,825.00 (+21.42%) Homeowner's exemption$62,250 (+3.92%)$124,500 (+3.92%)
2025$1,503.00 Homeowner's exemption$59,900$119,800
2023$43,700$87,400
2022$1,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 N Hampton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 210 N Hampton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
DSL
100 / 20

May also be available: Air Advantage, T-Mobile, Verizon.

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