200 N Hampton St, Bay City, MI 48708 Property Records

Bay County property record for 200 N Hampton St, Bay City, MI 48708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,550 sqft · built 1907
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on File
Last Sale	$44,250 (Oct 2021)
Tax Bill	$1,402 (2026)
Deeds & Mortgages	May 2023 Second Mortgage May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-027-116-015-00`

Property Details

APN / Parcel Number

Primary APN	`160-027-116-015-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	975 sqft
Basement Area	975 sqft
Unfinished Basement	975 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	80 ft deep x 47 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	200 N HAMPTON ST
City	BAY CITY
State	MI
Zip	48708-6766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	S 47.3 FT OF THAT PART OF LOT D LYG E OF HAMPTON ST EXC E 50 FT THRF SUB OF OUT LOT 15 IN JOHN RILEYS RESERVATION T14N R5E
Legal Lot Number	D
Jurisdiction	BAY MI
Township / Civil Division	BAY CITY
Census Block Group	2
Census Block	2008
Census Tract	280400

Owner

200 N Hampton St is owned and occupied by an individual who bought it in October 2021.

Source: Bay County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	200 N HAMPTON ST, BAY CITY, MI 48708-6766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ISABELLA BANK
May 8, 2026	Deed of Trust, Mortgage · Line of Credit ISABELLA BANK
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage ISABELLA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	Apr 2, 2002
Deed Document Number	202117688
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	200 N HAMPTON ST, BAY CITY, MI 48708-6766
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 N HAMPTON ST, BAY CITY, MI 48708-6766

Mortgage

Document Number	0000006045
Date	May 22, 2023
Instrument	202306045

Lender

Name	ISABELLA BANK
Type	Bank
Address	MOUNT PLEASANT, MI 48858

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Recording Date	May 8, 2026
Property Address	200 N HAMPTON ST, BAY CITY, MI 48708-6766
Document Number	0000006371
Instrument Date	May 4, 2026
Instrument	20266371
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006371,
Date	May 8, 2026
Instrument	20266371

Lender

Name	ISABELLA BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 4, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Oct 19, 2021
Property Address	200 N HAMPTON ST, BAY CITY, MI 48708-6766
Document Number	0000017688
Instrument Date	Oct 19, 2021
Instrument	202117688
Transaction Type	Transfer
Record Updated	May 18, 2026
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 N HAMPTON ST, BAY CITY, MI 48708-6766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 N HAMPTON ST, BAY CITY, MI 48708-6766

Mortgage

Document Number	0000017689
Date	Oct 19, 2021
Instrument	202117689

Lender

Name	ISABELLA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 200 N Hampton St was $1,402 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Bay City
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,402.00 Homeowner's exemption	$34,650	$69,300
2023		$25,250	$50,500
2022	$1,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 N Hampton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 200 N Hampton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Air Advantage, T-Mobile, Verizon.

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