210 N Cherry St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 210 N Cherry St, Cherry Valley, IL 61016

Property Summary

Property Type	Commercial
Details	7 ba · 8,020 sqft · built 1900
Lot Size	0.246 acres (10,697 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Jun 2021)
Tax Bill	$6,475 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`253B008`

Property Details

APN / Parcel Number

Primary APN	`253B008`
Alternative APN	`1601130005`

Interior

Full Baths	7 Baths
Units	11 Units
Stories	2 Stories
Building Area	8,020 sqft Living Area
1st Floor Area	3,640 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Quadruplex
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,697 sqft (0.246 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	210 N CHERRY ST
City	CHERRY VALLEY
State	IL
Zip	61016-9490
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PLAT OF CHERRY VALLEY LOT 006 BLOCK 002
Legal Subdivision	PLAT OF CHERRY VALLEY
Legal Block	002
Legal Lot Number	006
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	2
Census Block	2002
Census Tract	3705

Owner

210 N Cherry St, a commercial property, is owned and occupied by an individual who bought it in June 2021.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3460 VALLEY WOODS DR, CHERRY VALLEY, IL 61016-9284
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage BYRON BANK
Dec 22, 2016	Deed of Trust, Mortgage · Line of Credit HARVARD ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Deed Document Number	202120039
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 9, 2021
Property Address	210 N CHERRY ST, CHERRY VALLEY, IL 61016-9490
Document Number	0000020039
Map Reference	PB N PG 345
Instrument Date	Jun 4, 2021
Instrument	2120039
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7210 E STATE ST, 7210, ROCKFORD, IL 61108-2622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 VALLEY WOODS DR, CHERRY VALLEY, IL 61016-9284

Mortgage

Document Number	0000020040
Date	Jun 9, 2021
Instrument	2120040

Lender

Name	BYRON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	210 N CHERRY ST, CHERRY VALLEY, IL 61016-9490
Document Number	0001000578
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7210 E STATE ST ROCKFORD IL 611082622, ROCKFORD, IL 61108-2622

Mortgage

Document Number	0001000578
Date	Jan 6, 2017
Instrument	1000578

Lender

Name	HARVARD ST BK
Type	Bank
Address	HARVARD, IL 60033-0040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 5, 2042

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 210 N Cherry St was $6,475 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cherry Valley Village
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,475.00	$96,066 Land $9,110 Building $86,956	$288,198 Land $27,330 Building $260,868
2022	Homeowner's exemption	$80,212 Land $6,981 Building $73,231	$240,636 Land $20,943 Building $219,693

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 210 N Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1994–2007)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 N Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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