106 N Cherry St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 106 N Cherry St, Cherry Valley, IL 61016

Property Summary

Property TypeCommercial
Details2,519 sqft · built 1900
Lot Size0.096 acres (4,187 sqft)
OwnerIndividual Name on Record
Tax Bill$1,855 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN253B022

Property Details

APN / Parcel Number

Primary APN253B022
Alternative APN
  • 1601132007

Interior

Units2 Units
Stories1 Story
Building Area2,519 sqft Gross Area
1st Floor Area2,519 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Lot Area4,187 sqft (0.096 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number253B022
Street Address106 N CHERRY ST
CityCHERRY VALLEY
StateIL
Zip61016-7700
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCC
Legal DescriptionPLAT OF CHERRY VALLEY BEG NE COR BLK 4TH WLY 102.36 FT SWLY 23.49 FT SELY 92.78 FT TO E LN BLK 4 TH NELY 66.80 FTTO POB PT LOT 4 BLOCK 4
Legal SubdivisionPLAT OF CHERRY VALLEY
Legal Block4
Legal Lot Number4
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group2
Census Block2004
Census Tract3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3460 VALLEY WOODS DR, CHERRY VALLEY, IL 61016-9284
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateAug 30, 2017
Property Address106 N CHERRY ST, CHERRY VALLEY, IL 61016-7700
Document Number0001026544
Instrument DateAug 16, 2017
Instrument1026544
Transaction TypeTransfer
Record UpdatedSep 12, 2017
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$134.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3460 VALLEY WOODS DR CHERRY VALLEY IL 610169284, CHERRY VALLEY, IL 61016-9284

Mortgage

Document Number1026545
DateAug 30, 2017
Instrument1026545
Lender
NameGATEWAY CMNTY BK
TypeBank
AddressROSCOE, IL 61073
Agreement
AmountAmount Recorded
Term36 Months
DueAug 29, 2020
Interest
Rate5.55%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCherry Valley Village
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,855.00$25,811 (+30.5%) Land $9,110 Building $16,701$77,433 (+30.5%) Land $27,330 Building $50,103
2022$19,778 Land $6,981 Building $12,797$59,334 Land $20,943 Building $38,391

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1994–2007)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Surf Internet.

Nearby Properties on N Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number