210 Main St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 210 Main St, Rowley, MA 01969

Property Summary

Property TypeCondominium
Details3 bd · 1.5 ba · 2,131 sqft · built 1877
OwnerIndividual Name on Record
Last Sale$410,000 (Sep 2019)
Tax Bill$6,232 (2025)
Deeds & MortgagesFeb 2021 Refinance
Feb 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNROWL M:0024 B:0139 L:0001

Property Details

APN / Parcel Number

Primary APNROWL M:0024 B:0139 L:0001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area2,131 sqft Living Area
Gross Area4,290 sqft

Exterior

Year BuiltBuilt 1877
Effective Year BuiltEffective 1877
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address210 MAIN ST
CityROWLEY
StateMA
Zip01969-1515
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block139
Legal Lot Number1
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group1
Census Block1053
Census Tract270100

Owner

Source: Essex County and Rowley Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address210 MAIN ST, ROWLEY, MA 01969-1515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HARBORONE MORTGAGE
Feb 7, 2018Deed of Trust, Mortgage · Line of Credit
INST SVGS NEWBURYPORT
Sep 30, 2019Condominium Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2019 · Amount on Record
Deed SaleSep 30, 2019 · Amount on Record
Prior SaleSep 27, 2013 · Amount on Record
Deed Book / Page37891 / 512
Transfer Doc34385-225
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address210 MAIN ST, ROWLEY, MA 01969-1515
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039585-225
DateFeb 26, 2021
Book Page39585/225
Instrument20210226010310
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address210 MAIN ST, ROWLEY, MA 01969-1515
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36519-333
DateFeb 7, 2018
Book Page36519/333
Instrument180207001000
Lender
NameINST SVGS NEWBURYPORT
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2019: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionROWLEY MA
Recording DateSep 30, 2019
Property Address210 MAIN ST, ROWLEY, MA 01969-1515
Document Number37891-512
Book / Page37891 / 512
Instrument DateSep 25, 2019
Instrument20190930007620
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 MAIN ST # 1, 1, ROWLEY, MA 01969-1515

Mortgage

Document Number190930007630
DateSep 30, 2019
Instrument190930007630
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,232.00 (+1.68%)$529,500 (+4.54%) Building $529,500$551,190
2024$6,129.00 (+6.24%)$506,500 (+14.31%) Building $506,500
2023$5,769.00$443,100 Building $443,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWLEY WATER DEPARTMENT
serves 6,161 people · EPA ID MA3254000
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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