Essex County and Rowley Town property record for 196 Main St, Rowley, MA 01969
| Property Type | Religious, Church, Worship (Synagogue, Temple, Parsonage) |
|---|---|
| Details | 7,392 sqft · built 1960 |
| Lot Size | 2.09 acres (91,040 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Oct 2018 Mortgage Feb 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0024 B:0138 L:0000 |
| Primary APN | ROWL M:0024 B:0138 L:0000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 7,392 sqft Total Area |
| Gross Area | 14,856 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 91,040 sqft (2.09 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 196 MAIN ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969 |
| Property Category | Other |
| Property Type | Other > Religious, Church, Worship (Synagogue, Temple, Parsonage) |
| Legal Block | 138 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 202 MAIN ST, ROWLEY, MA 01969-1515 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 19, 2018 | Deed of Trust, Mortgage ENTERPRISE BANK & TRUST CO |
| Feb 23, 2018 | Quit Claim Deed, Transfer CUTTYSARK CAPITAL LLC |
| Feb 1, 2018 | Quit Claim Deed, Transfer · Conventional with PMI LOWELL FIVE CENT SVGS |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 196 MAIN ST, ROWLEY, MA 01969 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37093-292 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 37093/292 |
| Instrument | 181019004260 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Feb 23, 2018 |
| Property Address | 196 MAIN ST, ROWLEY, MA 01969 |
| Document Number | 36548-510 |
| Book / Page | 036548 / 000510 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 1802233750 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,014.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 STAFFORD RD DANVERS MA 019232554, DANVERS, MA 01923-2554 |
| Document Number | 36548-512 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 036548/000512 |
| Instrument | 1802233760 |
| Name | CUTTYSARK CAPITAL LLC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Feb 1, 2018 |
| Property Address | 196 MAIN ST, ROWLEY, MA 01969 |
| Document Number | 36509-470 |
| Book / Page | 036509 / 000470 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 1802011680 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,482.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 64 SCHOOL ST MERRIMAC MA 018601951, MERRIMAC, MA 01860-1951 |
| Document Number | 36509-473 |
|---|---|
| Date | Feb 1, 2018 |
| Book Page | 036509/000473 |
| Instrument | 1802011700 |
| Name | LOWELL FIVE CENT SVGS |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Assessed Value |
|---|---|
| 2025 | $1,988,000 (+5.07%) Land $340,400 Building $1,647,600 |
| 2024 | $1,892,000 Land $324,400 Building $1,567,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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