210 Lucia Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 210 Lucia Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,974 sqft · built 1963
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,039 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-00102-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`10-00102-0000-00014`
Alternative APN	`100010200014`

Interior

Stories	1 Story
Building Area	1,974 sqft Living Area
1st Floor Area	1,974 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Location & Zoning

Street Address	210 LUCIA AVE
City	MIDDLESEX
State	NJ
Zip	08846-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	75X125 15-16
Legal Subdivision	WATCHUNG VIEW
Legal Block	102
Legal Lot Number	14
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2016
Census Tract	101

Owner

210 Lucia Ave is owned and occupied by two individuals who acquired it in December 2025.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	210 LUCIA AVE, MIDDLESEX, NJ 08846-1135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 20, 2024	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Feb 12, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 15, 2025	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 19, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 1, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025
Deed Sale	Dec 15, 2025
Prior Sale	Oct 21, 2014 · Amount on File
Deed Document Number	202577196
Deed Book / Page	19903 / 1001
Prior Transfer Date	Nov 21, 2025
Prior Transfer Doc	0000077196
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	210 LUCIA AVE, MIDDLESEX, NJ 08846-1135
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	OCEANVIEW TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077478
Date	Aug 31, 2022
Book Page	19026/1579
Instrument	2022077478

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	210 LUCIA AVE, MIDDLESEX, NJ 08846-1135
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 LUCIA AVE, MIDDLESEX, NJ 08846-1135

Mortgage

Document Number	0000034028
Date	Jun 20, 2024
Book Page	19483/430
Instrument	2024034028

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	210 LUCIA AVE, MIDDLESEX, NJ 08846-1135
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	UNKNOWN, AMROCK LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008696
Date	Feb 12, 2025
Book Page	19658/983
Instrument	2025008696

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 15, 2025
Property Address	210 LUCIA AVE, MIDDLESEX, NJ 08846-1135
Document Number	0000077196
Book / Page	19903 / 1001
Instrument Date	Nov 21, 2025
Instrument	2025077196
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 LUCIA AVE, MIDDLESEX, NJ 08846-1135

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	210 LUCIA AVE, MIDDLESEX, NJ 08846-1135

Mortgage

Document Number	0000077197
Date	Dec 15, 2025
Instrument	2025077197

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	210 LUCIA AVE, MIDDLESEX, NJ 08846-1135
Document Number	0000012755
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	210 LUCIA AVE MIDDLESEX NJ 088461135, MIDDLESEX, NJ 08846-1135

Mortgage

Document Number	0000012755
Date	Feb 16, 2018
Book Page	017087/000426
Instrument	12755

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	210 LUCIA AVE, MIDDLESEX, NJ 08846-1135
Document Number	0000015529
Book / Page	016828 / 000753
Instrument Date	Jul 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	210 LUCIA AVE MIDDLESEX NJ 088461135, MIDDLESEX, NJ 08846-1135

Mortgage

Document Number	0000015529
Date	Jul 18, 2017
Book Page	016828/000753
Instrument	15529

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 210 Lucia Ave was $12,039, up 4.2% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,300 (+7.29%) Land $153,800 Building $455,500	$609,300 (+7.29%) Land $153,800 Building $455,500
2025	$12,039.00 (+4.18%)	$567,900 Land $153,800 Building $414,100	$567,900 Land $153,800 Building $414,100
2024	$11,556.00
2023		$499,400 Land $153,800 Building $345,600	$499,400 Land $153,800 Building $345,600
2022	$10,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Lucia Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Lucia Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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